PROFESSIONAL Experience

Confidential, Phoenix, AZDecember 2011 – To Present
(MetLife – On-Site, Irving, TX)

Wells Fargo, Denver, CO September 2011 – December 2011 Consumer Loan Underwriter 3

Review loans on-line to determine if in compliance with Conventional Guidelines.
Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
Worked with Supervisors and Subordinates in identifying and resolving issues.

Confidential, Richardson, TX April 2010 – July 2011
Sr. Conventional Underwriter Level 3/Auditor

Passed all required courses on-line and scored 95.4%, 96%, 97.5%, 99.5% and 100% on 5 Test Cases.
Review loans on-line to determine if in compliance with Conventional Guidelines.
Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
Conducted audit reviews of loans prior to closing.
Worked with Supervisors and Subordinates in identifying and resolving issues.

Confidential, Irving, TX January 2009 – February 2010
(Fannie Mae – On-Site)
Mortgage Backed Securities/Inventory Management/Second Look Outsourcing

Perform special projects requested by management.
Prepare accurate, current and accessible reports.
Work with Managers and Subordinates in identifying and resolving issues.
Review loans for quality, misrepresentation and risk. Report on issues and recommend actions.

Confidential, LLC, Plano, TX June 2008 – September 2008
Flagstar Bank, Dallas, TX
Sr. FHA, VA and Conventional Underwriter

Review loans to determine if in compliance with FHA, VA and Conventional Guidelines.
Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
Worked with Supervisors and Subordinates in identifying and resolving issues.

Confidential, LLC, Dallas, TXMay 2002 – May 2008
Sr. Guidelines Specialist

Programmed new Guidelines and Pricing for Clients and Investors.
Maintained Guideline and Pricing changes daily.
Worked with Supervisors and Subordinates in identifying and resolving issues.

Confidential, Dallas, TX
Radian Guaranty, Inc, Houston, TX September 2000 – April 2002
Contract Sr. Underwriter

Review loans to determine if in compliance with Conventional Guidelines.
Issued approval or rejection. If approved, issued MI Insurance.
Worked with Supervisors and Subordinates in identifying and resolving issues.

Confidential., Plano, TX March 2000 – August 2000
Provident Home Loans, Plano, TX
Contract Sr. AU Tech and Broker Coordinator

Input loan information into FNMA DU and FHLMC LP.
Audited the AU Decision for underwriting.

Confidential, Dallas, TX January 1996 – March 2000
Confidential, Dallas, TX
Contract Sr. Lender Services Representative II

Input loans into FNMA DU and FHLMC LP for an AU Decision.
Audited the AU Decision for underwriting and for MI Insurance.

Confidential, Dallas, TX October 1993 – December 1995
Washington Mutual, Dallas, TX
Sr. FHA, VA and Conventional Underwriter

Review loans to determine if in compliance with FHA, VA and Conventional Guidelines.
Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.

Confidential October 1991 – October 1993

Previous Employment History January 1983 – October 1991

Confidential, Dallas, TX – Sr. Underwriter and Quality Control Analyst
Confidential, Plano, TX – Sr. Underwriter
Confidential, Bloomington, MN – Staff Underwriter I
Confidential, Dallas, TX – Sr. Loan Processor
Confidential, Dallas, TX – Sr. Loan Processor
Confidential, Dallas, TX – Sr. Loan Processor

Education and Training

Business Administration
FHA Direct Endorsement Underwriter
VA Automatic Underwriter
FNMA DU and FHLMC LP Training
Adfitech – Fraud Investigation
Loan Processing, Underwriting and Appraising
Credit Reporting, Underwriting and Fraud Investigation

We provide IT Staff Augmentation Services!

Sr. Conventional Underwriter Resume

Richardson, TX

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