SUMMARY:

• Extensive Client facing Business Analysis experience on
• Treasury Front, Mid and Back office on Foreign Exchange trades
• Risk management including Credit and Market Risk
• Basel II guidelines on Credit Risk
• Profit And Loss Accounting
• End to End Trade Life Cycle knowledge
• Good understanding on various asset class including Foreign Exchange, Derivatives, Fixed Income and Equity and Risk guidelines included under Basel III on Liquidity Coverage and Risk Monitoring
• Strong Finance and Accountancy background
• Worked in Treasury Middle and Back office as a Business user
• Murex implementation experience
• SWIFT Payments and Confirmations experience
• Developed Proof Of Concept /working Financial Models on Excel
• Experience with SDLC methodologies: Waterfall, Agile
• Advanced Knowledge of SQL

TECHNICAL SKILLS:

Functional Modules: Treasury, Capital Markets, Market Risk, Credit Risk, Accounting, Data, CCAR, Basel

Others: SWIFT,SQL, Business Objects, Reuters, Flexcube, Quality Center, JIRA, MS Office - Excel, Word, PowerPoint, Visio, Project Plan

PROFESSIONAL EXPERIENCE:

Financial/Business Analyst

Confidential, New Jersey

Responsibilities:

• Understand client’s risk profile
• Invest client funds in maximum return investment based on client’s risk profile
• Study market rates for investments
• Make investments in Financial/capital market and manage investment portfolio for client
• Track investment performance
• Reconciliation of bank accounts
• Data Analysis
• Coordinate with stakeholders to collect business requirements
• Understand,elicit and analyse requirements
• Work on Business Solution
• Document Business Solution
• Business Solution provided include:
• Financial models for budget estimate for client Chocolate Always
• Managing cash flow for client Chocolate Always
• Preparing reports, dashboard for rental agency
• Data Management
• Pricing Model Enhancement

Senior Consultant

Confidential

Responsibilities:

• Review business requirements mentioned in BRD and FRD
• Review rules for preparing regulatory report and get them corrected in case of anomalies
• Host calls with China users for requirements review.
• Prepare SIT testing document
• Review signed off business requirements mentioned in BRD
• Understanding Initial Margin requirements for Derivatives products
• Analyze business requirements and consider challenges in implementation
• Prepare Business Requirement Documents for Phase 2
• Have discussions with Front Office users on new requirements
• Track and manage Project Plan, add new tasks and update status of existing task
• Prepare Test Scenarios, test scripts and test cases
• Raise Defects for errors in functionality
• Execute test cases for User Acceptance Testing
• Conduct JAD meetings with Business and Technical stakeholders
• Coordinate with different teams involved in project execution
• Work with Project Director and Manager to prioritize work to meet milestones and complete deliverables on time

Senior Business Analyst

Confidential

Responsibilities:

• Collect business requirements from users for enhancements in the application.
• Analyze business requirements and provide solution
• Prepare Business Requirement Documents
• Interact with Offshore team and help them understand the requirement for development
• Review Use cases
• Data Extraction using SQL queries for Data Analysis

Confidential

Responsibilities:

• Understand credit risk guidelines mentioned in the Basel II document.
• Prepare rules for calculation of credit RWA.
• Prepare Credit Risk capital charge proof of concept for retail assets based on:
• Standardized Approach
• Internal Rating Based Approach
• Prepare Forms for configure screens (screen mockups)
• Prepare Functional Specification Document
• Worked on preparation of algorithms for computing PD, LGD and EAD
• Involved in preparation of Credit Stress Test model proof of concept.
• Prepare reports format required for RWA analysis and regulatory purpose.
• Conducting sessions on Capital Markets
• Conduct on Derivatives including OTC Derivatives, Futures and Options
• Assist in Preparation of Request for Proposal.
• Research on Murex projects

Senior Business Analyst

Confidential

Responsibilities:

• Understand existing business flows and processes
• Understand business requirements i.e. business rules for accounting of CDS and OTC Equity Options and analyze them.
• Prepare expected test results for test data of integration testing.
• Entering defects found during testing in JIRA and tracking defects closure in JIRA
• Requirements understanding from design documents, technical documents and knowledge sharing sessions with development team.
• Experience with Agile software development methodology: Attend daily stand up meetings,work on Sprint planning and review
• Prepared understanding documents covering the application areas that lacked enough documentation based on execution done and knowledge sharing sessions from development team following a Reverse Engineering model.
• Document as is processes

Consultant

Confidential

Responsibilities:

• Understand existing Business flows and processes i.e.as is process
• Coordinate with front office business users to collect new business requirements and translate it into formal requirements to automate manual process and streamline existing process
• Collect requirements on to be process
• Coordinate with Polaris offshore team for development of these requirements
• Analyze large data sets
• On development of enhancements, execute User Acceptance Testing of the requirements and validate output data in XML format
• Facilitated successful rollout of requirements pertaining to Cancellation at Market Rate, Currency Futures Upload, Interface of CFX with Citi Fx Pulse, Velocity and FTI for direct flow of deals, upgradation of weblogic and java version, Position Panel revamp, Generate Daps and number of small enhancements.
• Facilitate sanity testing with Front office users after production release
• Execute SQL queries for Data Analysis.

Application Consultant

Confidential

Responsibilities:

• As a Subject Matter Expertise, reviewed the requirements, Murex Responses to Requirements and gaps documents and attended workshops to understand the existing process, analysed the requirements and gaps.
• Reviewed the Murex Documentation and provided a High Level Solution for Phase wise implementation.
• Prepared Murex Edistribution Business Requirements List.
• Analysed the Risk Requirements and provided a Risk Engine Recommendation Report and prepared Deliverable for the High Level CMB Solution.
• In charge of Issue Log for Business related issues and assisted in preparation of RFP to Murex Implementation Vendor.
• Assisted Solution Architecture Team in providing them the necessary business related information and prepared Activity Matrix.
• Worked on preparation of Derivative Understanding Document, Equity Derivatives including Futures and Options Trading and Settlement.

Associate Consultant

Confidential

Responsibilities:

• Preparation and submission of Request for Proposal and Request for Information to the client.
• Testing on Intellect Treasury
• Initial set up for Murex practice development
• Making presentations for Intellect suite Products at Expo

Assistant Manager

Confidential

Responsibilities:

• Monitoring Nostro balances, placement of deposits and estimating foreign currency funding requirements.
• Computing CBLO borrowing limits for the day and intimating the same to front office.
• Submission of daily, weekly and monthly Regulatory Reports to RBI.
• Monitoring credit risk and counterparty limits, calculation and preparation of credit exposure report and bring it to the notice of the credit risk team in case of breach of counterparty limit.
• Preparation of Market Risk Report to cover daily P&L reporting, Risk Sensitivities and VaR
• Monitoring Net Open Position and stop loss limit as per the internal regulations and bringing it to the notice of the Management in case of any breach.
• Creation of Trader Portfolio, Fixed Income Instrument, Security Master, and Currency Pair in Murex as per the front office requirements.
• Experience on Murex Datamart
• Verification and processing of forex interbank trades both USD/INR and cross currency trades in Murex.
• Settlement of trades which involved sending payment messages i.e. MT 2XX through SWIFT for cross currency settlement and ensuring all payments have been executed, sending files to CCIL for USD/INR trades and making forex payment to CCIL and non CCIL counterparties for USD/INR trades.
• Creating MT 202 message in SWIFT, tracking SWIFT MT9XX message for communications
• Worked on different SWIFT message types: 202,199,299,999,103.
• Review XML handoffs of SWIFT to Murex(MX formats)
• Processing Fx Options and Swap deals which included checking the deal details against the term sheet or Reuters and checking whether the deal is covered back to back and preparation of deal confirmation and sending the same to the counterparty and ensure settlement of the option premium and upfront fees and netted amount in case of swap.
• Handled Nostro Reconciliation
• Experienced transition stage from manual operations to automated
• Pass manual accounting entries in Flexcube, ensure correct flow of entries by Murex in GL
• Verifying the confirmation received from counterparty through SWIFT and matching it against the trade details.
• Member of the user group to give the requirements to the Murex implementation team and carry on the final testing of the same before its implementation in the live environment which involved MXML and Murex Workflows
• Create Dynamic tables for reporting

Officer

Confidential

Responsibilities:

• Authorization of foreign currency payment message MT 202 in SWIFT
• Experience in Foreign Exchange funds management, which included monitoring nostro balances, informing Front Office Traders about the surplus and deficits of Foreign Currencies balance to help them in taking Hedging decisions and ensuring optimum balance in the nostro.
• Verification of trades in Fxonline system and corporate client trades in trade blotter
• Processing of booking, cancellation, liquidation and rollover of forward contracts in Kondor
• Validating and approving monthly payments for Securitization
• Maintaining a record of Cash Reserve Ratio maintained by branches.
• Verifying credits received in the nostros to enableprocessing of the Fxonline deal