Operations Manager/ Senior Underwriter Resume
Springs, CO
Confidential, Colorado Springs, CO: Operations Manager/ Senior Underwriter
6/03 to 06/12
Underwrite FHA, VA and Conventional loans to investor specific guidelines. Recent experience in compliance review of commercial property appraisals. Managed processing, underwriting, closing, file imaging, shipping/insuring, post closing , warehouse borrowing and compliance to include establish policy /procedures / file flow / manage staff .
Train employees in investor underwriting requirements.
Prepare and answer for all agency and regulatory audits to include FHA, VA, FDIC, FNMA, FHLMC.
Review, recommend and integrate software to meet current requirements for Red Flag, HVCC, RESPA 2010 both pre-closing and post closing fraud audit and quality control of loan files. Ability to customize document design and content, custom calculation fields, alerts and business rule management for mortgage software Encompass.
Confidential, Colorado Springs, Co: Vice President of Operations/ Sr. Underwriter
10/ 97 –06/03
Underwrite FHA, VA and Conventional loans
Manage all aspects of operations, including investor underwriting, processing, closing, post-closing, and quality control.
Confidential, Colorado Springs Co: Vice President/ Branch Manager/ Underwriter
4/94-10/97
Underwrite FHA, VA conforming and non- conforming products originated by retail and correspondents brokers in the State of Colorado.
Oversee production staff responsible for setup through insuring for all Colorado files.
Maintain quality control procedures as required by secondary investors.
Train all personnel and implement procedures to successfully run Intermountain’s largest branch operation.
Confidential, Colorado Springs, co: Sr. Processor
ENT Federal Credit Union, Colorado Springs, CO: Secondary Marketing/Loan Processor /Originator
Confidential, Colorado Springs, CO: Sr. Loan Processor/Office Manager
Confidential, Colorado Springs, CO: Loan Processor
Certifications/Qualifications
- VA Automatic/FHA DE- 15 + years – currently underwriting
- VA SAR –10 + years - currently reviewing collateral
- Delegated Authority through various secondary investors
- Extensive background in Compliance Underwriting
- Monitoring Quality Control
- Collateral Evaluation including commercial property
- Bond Compliance
- Community Homebuyer Programs
- Second Mortgage and Jumbo Underwriting and credit grading
- Training and managing sales and loan staff with volumes up to $30 million/ mo.
- Thorough knowledge of AUS systems to include proprietary systems for large mortgage lenders.