Underwriting Consultant Resume Wolf Drive DeSoto, TX - Hire IT People

OBJECTIVE: A position in the mortgage/banking industry where by my management, processing, underwriting, training, and customer relation talents can be effectively utilized to improve operations and contribute to company profits.

SUMMARY: Over 25 years experience in all aspects of the mortgage industry which include extensive responsibility in underwriting, processing, sales, management and funding of mortgage loans. I possess excellent analytical, mathematical, verbal and written communication skills. Consistently able to meet or exceed the demands of a fast paced work environment. Work well within a team structure and independently; goal oriented and self-motivated. Set up internal structure of mortgage companies and correspondent lending divisions with a staff of 5-20 employees; managed the operations of underwriting, FHA / VA loans and quality control departments.

UNDERWRITING: Experience includes reviewing, analyzing, and conditioning the credit, income, and asset worthiness of all borrowers for FHA/VA IRRL's, Conforming, Non-Conforming, Heloc/2nd, and Sub Prime loans.

TRAINED: Employees in underwriting, processing, funding, shipping and post closing deficiencies of Conventional, FHA/VA, Bond/Rural Housing, Sub Prime, Heloc/2nd, and Title 1/125 loans.

PROCESSING: FHA/VA, Bond, Conventional, Sub Prime and Title 1/125 loans; including disclosing, gathering and verifying borrower information. Duties also included customer sales and support, reporting projections, managing and prioritizing pipelines, drawing loans documents for closing, and approving pre-audits for escrow.

FUNDING: Responsibilities included managing the drawing of loan documents, funding and balancing with escrow, shipping and post closing deficiency resolution of Conventional and FHA/VA loans. Managed $10,000,000 warehouse lines, set up correspondent relationships, problem solving with consumer and broker relationships, prepared management reports.
Underwriter Designations: FHA Direct Endorsement, Conforming, Non-Conforming up to $2 million including second line of credits, VA Pending.

Certifications: FHA Underwriting, VA Credit Processing/Underwriting, Multi-Cultural Lending, Conforming & Non-Conforming U/W Certifications.

Awards: 1st Place for Best Team Player, Countrywide Regional Operations Center; 1st Place for Government Loan Knowledge, Countrywide Regional Operations Center; Top production 1st and 2nd Quarters 2012.

WORK EXPERIENCE:

Underwriting Consultant ~Quality Control Underwriter, Confidential, Dallas , TX :8/2011-Present
Government Underwriting Manager, Confidential,, Dallas , TX : 2009 - 2011
Sr. Credit Analysts ~ DE Underwriter, Confidential, Addison, TX: 2008 - 2009
DE Underwriter, Confidential, Richardson , TX , : 2008- 2008
Sr. Credit Underwriter, Confidential, Irving , TX : 2006 - 2008
Travel Underwriting Manager, Confidential, Boca Raton , FL : 2004 - 2006
AVP Underwriting Team Manager, Confidential, Dallas , TX : 2003 - 2004
Underwriting Supervisor, Confidential, Irving , TX : 2002 - 2003

**1990 to 2002 Extensive mortgage experience in various Lender shops as well.

EDUCATION

Masters of Science, Human Resources & Training
Bachelors of Science, Education
Direct Endorsement Certified, HUD / Countrywide

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Underwriting Consultant Resume

Wolf Drive Desoto, TX

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