SUMMARY

• AML compliance professional with over 7.5 years of experience in banking institutions.
• Strong track record of collaboration and creating effective partnerships across organizational lines.
• Proven success in analyzing transactions and having an in - depth understanding of anti-money laundering procedures and laws.

AREAS OF EXPERTISE

• MS Office Proficient
• Reporting and Analysis
• Transactional Analysis
• Due Diligence
• BSA & USA Patriot Act
• QA Reviews
• Analytical problem solver
• SAR Drafting

PROFESSIONAL EXPERIENCE

Confidential, NY

AML QA Team Lead

Responsibilities:

• Consistently surpassed weekly production goals set for the QA Team through time management of team members’ weekly QA assignments and side projects.
• Held team meetings to mediate disputes between AML analysts and QAs by identifying and discussing gaps in their understanding of guidance, which led to improvements in policies and procedures through constructive dialogue.
• Produced a concise template framework for QAs to use when providing feedback to analysts on the quality of their work. The new procedure focused on listing specific action items for analysts to complete in order to address critical mistakes in their work and led to a streamlined grading policy used by all members of the QA team.
• Began a real-time QA review of new hires’ work to produce a seamless and controlled transition from training to production. This program was created to immediately identify gaps in new hires’ understanding of guidance and provide instant support to improve quality.
• Created the “Refresher Training” program: analyzed monthly metrics and QA feedback to identify poorly performing analysts and provide them with targeted training to address gaps in their understanding of AML analysis/internal guidance. Enhanced communication between the Training team and QA team in order to facilitate this program.
• Created the “QA Remediation Follow Up program” to ensure that action items listed in QA feedback to analysts were being carried out by analysts. This control identified scenarios where analysts did not correct their work as per instructions from QAs. This led to more analysts remediating critical mistakes in a timely manner.
• Successfully responded to Internal Audit and OCC requests concerning the QA Team, and updated Policies and Procedures/Internal Guidelines with the aforementioned changes, which in turn improved the AML and QA programs at the Bank.

Confidential

AML QA Analyst

Responsibilities:

• Conducted QA reviews of AML analysts’ completed alerts by generating reports based on a grading system that included extensive feedback to promote accuracy and efficiency.
• Successfully led a team of two QA analysts in completing the QA review of 3,000 alerts, as part of a six-month backlog project of 18,000 alerts completed by a 3rd party vendor. Assisted in managing the vendor relationship, as well as conducting extensive AML training for vendor’s AML analysts. Subsequently produced a detailed breakdown of the production and quality statistics, which was presented to the OCC.
• Successfully led a team of four AML analysts in conducting an AML and OFAC dual investigation into wire activity surrounding the correspondent accounts of 342 entities located in the United Arab Emirates. The investigation entailed performing an Enhanced Due Diligence review, alongside OFAC investigations consisting of tracking ship movements and analyzing Bills of Lading/Commercial Invoices, in order to determine if sanctioned activity was present.

Confidential

AML Analyst

Responsibilities:

• Conducted AML transactional reviews of correspondent accounts: Investigated and reported on AML typologies uncovered through the analysis of transactional activity in the PRIME system, alongside EDD reviews completed through the utilization of Dow Jones Risk & Compliance online tools, as well as Confidential and online research.
• Carried out extensive training for new hires on domestic and international AML regulations including BSA, Patriot Act, European Directives, and FATF guidelines on money laundering, as well as specific Chinese SAFE regulations regarding money transfers. Training included tutorials on systems usage and SAR-writing procedure.

Confidential, NY

KYC Analyst

Responsibilities:

• Collected and analyzed legal documentation related to Confidential Private Banking (International) accounts held by businesses and high net worth individuals, as well as having corresponded with clients and their respective Confidential Relationship Managers to inform them of missing/outdated documents, and to gather the required documents in order to meet the regulatory conditions set by the US Department of Justice and UK Financial Conduct Authority, as part of HSBCs deferred prosecution agreement.
• Conducted KYC Due Diligence on clients through the use of internal systems such as CRM and Portfolio View, in addition to World Check, Google, and Confidential, to determine their source of wealth. Subsequently prepared reports on clients posing an AML risk to the Bank, taking into consideration the unearthed information on the client, their account activity, and the nature of their initial referral to Confidential .
• Updated and maintained the CRM system to reflect any changes based on a full KYC review of a client in order to attain an accurate AML risk assessment.

Confidential, NY

Financial Crime Analyst

Responsibilities:

• Investigated cases of potential financial crime based on SEC and Confidential Global Corporate Security referrals of brokerage clients through the use of systems such as NetX360, DART, GDTS, SDS, Dashboard, Actimize, and IRIS, alongside reports of trading history and Internet research.
• Analyzed AML alerts of suspicious trading activity generated in the Actimize system, and drafted SARs when necessary and worked with branch managers to inform them of AML policies and address AML concerns regarding client accounts.

Confidential

AML Compliance Analyst

Responsibilities:

• Conducted a KYC and AML look-back of a backlog of MANTAS system alerts of brokerage clients, through the use of the FINET and Postedge systems, alongside Confidential .
• Counseled Financial Advisors on AML policies and regulations concerning their clients, and worked with them on a daily basis to resolve alert escalations.

Confidential, New York

AML Compliance Analyst

Responsibilities:

• Searched for suspicious activity to uncover money-laundering typologies by researching the AML alerts of retail banking customers, in addition to wholesale banking customers. Investigated alerted customers’ transactional activities to gain an understanding of the source and use of their funds, and drafted SARs when necessary. Utilized the HALO, CA, CM, MLMS, Mainframe, Portfolio Analyzer, SONAR, MANTAS, ACTIMIZE and FORTENT systems, and conducted comprehensive negative media research through the use of tools such as Palantir, Confidential, and the JPMC internal KYC and PEP tracker systems. Subsequently recommended whether or not accounts closure was required based on a completed negative media and transactional analysis of each customer.
• Trained new-hires every month in using aforementioned systems and in conducting investigations across various AML typologies.

Confidential

Founder

Responsibilities:

• Founded a healthcare management company with the goal of reducing the rate of re-hospitalization among seniors by creating easy-to-understand daily medication lists and charts that were updated based on doctors’ orders, and were proven to work for seniors with memory loss.
• Centralized and distributed each doctor’s medication updates, client health updates, and medical instructions between them all, within HIPAA guidelines, in order to ensure the effective coordination of healthcare services, while reducing errors on the part of seniors to help them avoid preventable escalations of disease.

Confidential, Jersey City, NJ

International Account Control Risk Analyst

Responsibilities:

• Performed due diligence of brokerage accounts reflecting residency changes in the WebNAS system based on international and IAC jurisdictional regulations.
• Concurrently worked with financial advisors to examine the account structures and gather international certifications for upload to the 3D system.
• Conducted AML investigations of high-risk clients using the World Check and Westlaw systems, in conjunction with OFAC screening and online negative media research.
• Operated the IAC Hotline to answer financial advisors’ questions surrounding prospective clients, jurisdictional risk levels, and international/IAC policies.
• Created daily travel reports through the ITAS system and the IAC Access database in order for IAC to regulate the international travels of financial advisors based on international regulations related to client outreach.

Confidential, New York, NY

Data Quality Analyst

Responsibilities:

• Worked with JPMorgan Account Services to address customer account issues as reflected in the Confidential platform by finding and uploading missing documentation, correcting errors within account documents, and working with investment advisors to update account information.
• Assisted the compliance department by opening new accounts in Confidential, maintaining employee personal trading information in the PTCC system, and reporting short positions through the ASIC system.

Confidential, New York, NY

Operational Risk Analyst

Responsibilities:

• Conducted comprehensive research on business-banking customers through the use of CA and CM systems, in addition to various online resources, such as the D&B database and LexisNexis, in order to determine their primary business activity and risk level.
• Assigned an appropriate NAICS code for each customer based on researched information.
• This helped Chase identify high-risk customers and assisted in Corporate AML transaction monitoring processes.

Confidential, Jersey City, NJ

Risk Data Quality Investigator

Responsibilities:

• Conducted comprehensive research on ISDA, MSLA, GMRA, and other agreements flagged as exceptions. Using OASYS, SAFE, EFDMS, and CDMS systems, was able to locate the agreements, upload them to the Contractuals system, investigate and correct the exceptions, and have the agreements linked to their respective transactions. These exceptions were affecting the Basel risk capital requirements and the quality of risk assessments.
• Created and implemented new communications strategy of contacting Sales directly, which resulted in faster processing of exceptions and worked with risk managers to investigate and resolve data quality issues surrounding accounts managed by various investment advisors.
• Maintained regular contact with Sales, Legal, and data quality departments in Americas, Europe, and Asia to resolve exceptions.