TECHNICAL SKILLS:

Software Systems: Actimize, Casetracker, Fiserv, Fortent, PRIME, Miser, Mantas, FCCM/FCRM, iArchive, Alnova, Fundtech, Lexis, World - Check, ConsultWorks, CAI, Lexidia, Factiva, Pivot Tables and VLOOKUP

Other Skills Include: Management of large teams, program development, strong written ability, and process improvement

PROFESSIONAL EXPERIENCE:

Quality Assurance Lead/AML Investigator

Confidential, New York, NY

Responsibilities:

• Promoted to lead role and managed a team of three investigators.
• Conducted investigations on alerted customers and account activity.
• Conducted customer due diligence (CDD) on alerted parties and their activities through teh use of publicly available information, Lexis Nexis, and internally provided information. Summarized findings and disposition cases accordingly.
• Drafted RFI inquiries and escalated cases for further review or SAR reporting.

Case Investigator / AML Surveillance Analyst

Confidential, New York, NY

Responsibilities:

• Reviewed escalated cases for correspondent banking customers.
• Conducted EDD on alerted parties and their activities through teh use of publicly available information, Lexis Nexis, and internally provided information. Summarized findings and disposition cases accordingly.
• Drafted RFI inquiries and completed SARs.

Case Investigator / AML Surveillance Analyst

Confidential, Weehawken, NJ

Responsibilities:

• Served as liaison between BSA officer and teh Financial Crimes Investigations Unit.
• Executed investigations on reported credit/debit card fraud, loan fraud, structuring, and other suspicious activities. Action referrals originating from transaction monitoring, government subpoenas, business partners, and other control areas.
• Conducted enhanced due diligence (EDD) on parties and associated accounts. Recommended and drafted SARs. Made recommendations on relationship retention, termination, or enhanced surveillance of accounts.
• Assisted Surveillance Unit wif look back reviews, RFI requests, 314b requests, and case escalations.

Transaction Monitoring Analyst

Confidential, Hicksville, NY

Responsibilities:

• Analyzed flagged transactions for retail and commercial banking customers.
• Conducted customer due diligence (CDD) on alerted parties and their activities through teh use of publicly available information, Lexis Nexis, and internally provided information. Summarized findings and disposition cases accordingly.
• Drafted RFI and escalated cases for further review or SAR reporting.

SAR Writer

Confidential, New York, NY

Responsibilities:

• Reviewed investigation reports and transaction details. Drafted SARs for final submission to bank client.
• Conducted final due diligence searches and assembled supporting documentation for case files.

AML Surveillance Analyst

Confidential, Weehawken, NJ

Responsibilities:

• Analyzed flagged transactional and investment activity of high net worth individuals, investment funds, and domestic and foreign entities.
• Conducted due diligence on alerted parties and their activities through teh use of publicly available information, Lexis Nexis, and internally provided information. Summarized findings and disposition cases accordingly.
• Drafted RFI requests to internal partners as part of EDD activities. Escalated suspicious retail banking or debit card activity for SAR reporting.

AML Consultant / Quality Assurance Team

Confidential, New York, NY

Responsibilities:

• Analyzed flagged transaction activity of retail banking customers and prepaid debit card customers.
• Conducted CDD on alerted parties and their activities through teh use of publicly available information, Lexis Nexis, and internally provided information. Wrote detailed summary of findings and disposition cases accordingly.
• Drafted RFI requests to internal partners as part of EDD activities.
• Promoted to Quality Assurance Team. Reworked rejected case narratives and processed incoming RFI responses.

KYC Case Team Lead

Confidential, Brooklyn, NY

Responsibilities:

• Worked wif management to establish best practices for teh redevelopment of teh bank’s KYC remediation process.
• Directed teh activities of and provided subject matter guidance to support team members.
• Managed 30+ L Confidential M account reviews. Reviewed high-risk client profiles, KYC documentation, and conducted EDD/CDD using sources such as Banker’s Almanac, Lexis, and publically available information.
• Acted as liaison between management, QA, and sales teams. Assembled final book of work for quality assurance and compliance approval.

AML Analyst

Confidential, New York, NY

Responsibilities:

• Reviewed alerted transactions flowing through correspondent bank accounts
• Conducted RFI requests to internal partners as part of EDD activities.
• Documented and escalated suspicious wire activity and drafted SAR narratives.

AML Analyst - Team Leader/Quality Assurance

Confidential, Wilmington, DE

Responsibilities:

• Reviewed wire activity for cases involving high risk focal entities and counterparties and domestic banks for anomalies and determine where further investigation is needed. Applied KYC and EDD practices to make a final determination on flagged transactions.
• Managed and provided coaching to team of four analysts. Advised and mentored analysts on AML red flag scenarios and best practices for case investigations and determining teh appropriate resolution.
• Conducted quality control reviews of analyst’s cases. Reviewed cases to ensure accurate application of project protocols and AML methodologies for determining a final disposition.

Operations Specialist - Economic Sanctions

Confidential, New York, NY

Responsibilities:

• Conducted targeted economic sanctions/OFAC related reviews of client accounts or other activity for evidence of possible violations.
• Assisted wif referrals escalated by other filtering areas to arrive at final determination as to whether an item may be a positive match to an economic sanctions/OFAC target.
• Reviewed client (CIP) documentation and blocked accounts in violation of economic sanctions laws.

AML Consultant

Confidential, Jersey City, NJ

Responsibilities:

• Tested OFAC monitoring systems for accuracy and response time for potential matches.
• Reviewed client’s monthly OFAC released payments to ensure transactions were in compliance. Worked wif Compliance Officer and implemented new procedures for documenting false positives.
• Flagged improper name entries and retrained employees so dat remitters/beneficiaries could be properly screened by OFAC filters.
• Conducted independent AML audits to meet annual requirements as required by law. Reviewed report findings wif IRS auditors, bank regulators, and bank compliance managers as requested.
• Analyzed transactions from large d Confidential downloads for clients who used multiple platforms to process money transfers. Implemented company-specific monitoring tools to track activity across service lines/providers.
• Reviewed and highlighted suspicious transactions to clients for further investigation. Provided guidance and filed SARs on behalf of clients.
• Trained clients on proper completion of CTR and CMIR forms for currency exchange transactions.
• Wrote and/or revised compliance programs, programs, and performed annual risk assessments for clients. Developed KYC/CIP programs for clients.
• Provided extensive support to clients in preparation for IRS MSB Title 31 audits. Assisted clients wif responding to preliminary questionnaires and assembling work papers for IRS Information Document Requests. Appeared at IRS and Department of Banking audits to support clients during audit proceedings.

Compliance Officer/Owner

Confidential, Jersey City, NJ

Responsibilities:

• Served as Compliance Officer for an agent of MoneyGram International and held teh primary responsibility of ensuring compliance wif BSA and USA Patriot Act mandates for MSBs.
• Developed store specific Compliance Program. Monitored transactions and drafted and filed SARs.
• Conducted all annual and ongoing wif employees. Attended onsite and offsite AML wif company partners.