Mortgage loan processor Resume

SUMMARY

Highly motivated multi - tasker who can prioritize to ensure all projects are completed accurately and on time.
Working knowledge of FHA, FHLMC, FNMA and HUD servicing guidelines, individual state FC, BK and EV guidelines.
Advanced knowledge on residential mortgage loan documents (Foreclosure, Bankruptcy, Eviction, modification) and document functions.
Mortgage industry professional with over 4 years of loan processing experience and a comprehensive knowledge of conventional and government loans.
Thorough in gathering borrower information, verifying loan document and reviewing file documentation to guide each loan from preapproval to closing.
Computer savvy in MS Office suite and proprietary mortgage processing software.

TECHNICAL SKILLS

MS Word, Excel, Power pivot, Outlook, Power Point and Publisher different loan software (Calyx, LendingQB and Encompass)
Customer Service, Citrix, CsPro, Lotus, Avaya, Aim, PKT, SPD and Mortgage software Programs (MSP)

PROFESSIONAL EXPERIENCE

Mortgage loan processor

Confidential

Responsibilities:

Ensure compliance with company policies, underwriting guidelines, and lending program requirements.
Ensure all files were complete prior to underwriting hand-off and coordinated effectively with title companies to ensure smooth closings.
Review and verify borrower’s income, credit reports, employment history, property and appraisals, title, and insurance information to prepare loan applications for underwriting submittal.
Provide support to loan officer and underwriting teams by ensuring the timely, judicious, and accurate processing of mortgages.
Review loan applications, verifying information for accuracy.
Evaluate Desktop Underwriter and Loan Prospector findings maintained necessary pipeline to ensure timely closings of all loans.
Submitted clean and accurate loan files to investors.
Worked with customers to obtain and secure accurate accumulation of loan documentation

loan processor

Confidential

Responsibilities:

Research borrower accounts utilizing various customer system.
Cross-reference information documented on loan application with source document for accuracy and completeness.
Aware of and adheres to all state and federal regulations.
Recommend that loan not meeting standard is denied.
Manage a pipeline of approximately 40 loans effectively.
Process Conventional loans from set up to submission, from condition to close.
Review residential loan application files to verity that application is complete and meet establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.
Submit mortgage loan application files for underwriting approval.
Met loan milestones and deadlines as expected.
Followed company loan policies and procedures.
Ensured compliance with industry standards and rules, as well as prov/state/federal legislation.
Maintain a secure environment for loan process files. Impeccable ethical conduct.