SUMMARY:

• Financial modeling for planning, financial forecasting, P&L and Balance Sheet analytical support.
• Strong understanding of accounting standards, practices, financial concepts and tools: GAAP, FAS and SOX reporting. Work on financial data and GL reconciliation using Excel and have advance skills in Excel for various GL reconciliation exercises, financial analysis, variances and trending of financial data.
• Work with Excel, Access and other relational systems such as SAP, SQL Server, People Soft and QuickBooks w ith moderate to advance skills.
• Proficiency in using Pivot tables and V - look ups for various financial and accounting variances and trending analysis for quantifying monthly and periodic data.
• Champion of high level of accuracy and attention to details
• Strong working understanding of WF General Ledger (irisweb )
• Experience using mortgage systems to include one or more of the following: LIQ Loans, AFS Interface loans, MSP/Fidelity, Essbase, and Oracle

PROFESSIONAL EXPERIENCE:

Confidential

Accountant

Responsibilities:

• Accounting Analyst supporting AFS Securities, Loan IQ and Debt & Funding products structured by Treasury by preparing account reconciliations, journal entries, and financial or regulatory reports.
• Support AFS and Loan IQ in evaluation and documentation of processes, including the related control environment
• Opening up GL accounts, looking at source documents, and determine how the new GL should roll up
• Provide technical assistance on major transactions and product development; coordinating with outside counsel or advisor on major projects
• Ability to represent the company/business units to internal and external auditors, and other regulatory agencies
• Provide information for monthly and quarterly reporting (both Regulatory and SEC) for debt and funding issuances
• Liaise with International Benefits groups in posting Global Payroll through the General Ledger system and ensuring proper accounting treatment & regulatory compliance.
• Participate in the month-end, quarter-end and year-end general ledger close process by completing monthly account reconciliations, and preparing and reviewing journal entries;
• Participate in all aspects of SEC reporting process, including supporting preparation of reporting schedules tie-out procedures, and reviewing and making changes to the financial statement disclosures.

Confidential

Financial Analyst

Responsibilities:

• Provide financial, accounting, and business management analytical support to various levels of management and customers.
• Evaluate and report business unit O&M and variance analysis for capital budget.
• Develop year-end/quarterly/monthly business unit O&M and capital projections.
• Support preparation of financial presentations for management review, cost/status reporting, and decision making.
• Support the development of long-range business plans and budgets.
• Support the development and monitoring of performance measures by Initiating payroll funding & third party vendor payments
• Generate reports, graphs and charts as requested using PC and/or financial applications.
• Generate reports using data management tools including SAP, Access and SQL.
• Serve as a resource for technical expertise, guidance, and assistance for questions and problems related to financial business management.
• Prepare accounting journal entries including accruals and corrections.
• Participate as a team member in various special projects or financial studies as assigned

Confidential

Operations Accountant - Store Accounting Support

Responsibilities:

• Perform reconcilement for various assigned reconcilements (Cash, Suspense, Nostros and Subsystem)
• Supported the Banking Operations and Sales Analysis team by monitoring processes accomplished by other Banking Operations Departments
• Performed complex activities to ensure assigned reconcilements are in compliance to the Corporate and Accounting Policy
• Reviewed and approved documentation for aged items that exceed corporate standard -Monitor daily/monthly reports essential to the controls in place for reconcilement to ensure accuracy
• Performed varied accounting activities. Duties include researching, resolving and clearing moderately complex accounting entries/adjustments/exceptional/errors and posting to general ledgers and other accounting records.
• Reviewed and monitor work performed by other departments including but not limited to: Account Title Changes, ACH Returns, ACH-EFTs, New Accounts, IRA New Accounts, IRA transactions.
• Participation in the gathering of information associated with financial reports related to (Cash, Suspense and Sub System) reconciliation for reporting up to the Group Controllers and Senior Management.
• Work with Recovery Efforts (Missing Work Cash Difference Recoveries and Fraud/Loss Reporting) Support sales
• Best Practice advocate and committee support
• Customer Research via all retail product systems of record and Customer Collections and Recovery Efforts (via missing work reconstruction)
• People Engagement/Interpersonal Skills
• Risk Management ( SQL Oracle, SOX, Corporate Audit, BSA, AML,OFAC compliance training maintained per business unit requirements)

Confidential

Credit Analyst

Responsibilities:

• Managed all aspects of credit analysis on a daily basis and Interacted with loan officers concerning client financial ability.
• Handled research initiatives in business development, strategic planning, and marketing
• Played a key role in analyzing financial statements, tax returns, and credit reports for clients.
• Provided exceptional level of support concerning banking initiatives, which enabled top management to make sound business decisions.
• Developed and reviewed financial reports for management for Commercial credit underwriting and financial analysis experience.
• Responsible for analyzing complex companies and industries and conducting presentations on findings to senior management. conducting complex credit investigations and analyzing diverse credit information for loans; analyzing and formalizing documentation of loan transactions and/or credit history of customers; assisting in preparation of credit reports for presentation to lending officers and/or approval committees; performed research/analysis related to projects such as industry studies and management reports
• Played a key role in Gathering additional supporting credit documents for new and existing borrowers and responded to banker inquiries.

Confidential

Operations Accounting Specialist Teller balancing

Responsibilities:

• Perform moderately complex to standard daily transactions for insuring Store / Branch transactions process timely and accurately to general ledger lines.
• Customer Research via all retail product systems of record SVT Teller Journal Research Savings Bond research and generation of 1099 tax forms to Federal Reserve.
• Work with Recovery Efforts (Missing work reconstruction) by Researching out-of-balance transactions for internal and external customers.
• Coaching other team members for continuous process improvement through established committees and teams
• Resolve such transaction in the Transaction manager system to generate a customer notice that is mailed back to customers or general ledger entry that is sent back to internal departments.
• Ensure accurate reporting of the General Ledger, mitigate financial risk and exposure, and ensure appropriate internal accounting controls are in place.

Confidential

Staff Accountant

Responsibilities:

• Preparation of journal entries, and periodic reports and participate in special projects Review and audit of assigned transactions for compliance with company policies.
• Financial analysis, preparation of accounting entries and reconciliation, maintaining various financial schedules and reports as well as the identification, analysis and research of problems, variance and significant transactions.
• Reconcile subsystem accounts ex trial balance to the general ledger and or other system interfaces. Reconcile branch cash deposit with the bank statement. Review documents for legitimacy and evaluate data to determine specific update.