SUMMARY

• Highly Experienced Commercial Loan Processor and Financial Services Professional with over QUALIFICATIONS 10 years of performance and initiative in commercial real estate production.
• Strong commercial real estate background
• Diverse Long Term Financial Services Experience.
• Dedicated, knowledgeable and efficient; able to quickly adapt to new responsibilities.
• Accomplished in identifying and addressing internal and external client needs.
• Highly organized, accurate and detail oriented.

AREAS OF EXPERTISE

• Commercial Loan Processing and Funding D & H Laser Pro Loan Documentation
• Equipment & UCC Secured Collateral Multiple Task Management & Organizational Skills
• SBA 504 and 7a Loan Processing Broker Relationships
• Loan Policy and Compliance Customer Service & Relations

PROFESSIONAL EXPERIENCE

Confidential, San Diego, CA

Senior SBA Loan Administrator

Responsibilities:

• Perform detailed and time sensitive SBA administrative services to bank officers, borrowers and underwriters; Process and close SBA commercial real estate purchases or refinances;
• Prepare Needs List for bank officers and borrower inventory letter;
• Request SBA Preferred Lender Program (PLP) approval using SBA Etran;
• Prepare SBA 7a Authorization and SBA 1920 Lender Loan Application;
• Collect business entity documents, filed articles, bylaws, operating or partnership agreements and EIN;
• Request and review insurance; liability, property, worker's compensation, professional liability;
• Complete loan documentation request, Prepare SBA loan documents;
• Balance loan proceeds, net loan fees and prepare loan settlement statement;
• Prepare Lender Instructions for escrow, coordinate loan document signing and loan funding;
• Review estimated settlement statement; prepare loan proceeds for wire transfer to escrow;
• Review all executed loan documents and certified copies;
• Prepare loan for funding, boarding and post close departments;
• Department key control

Confidential, La Jolla, CA

Senior Commercial Loan Processor

Responsibilities:

• Process commercial real estate purchases and refinances, commercial lines of credit and renewals;
• Prepare loan needs list for borrowers, bank officers and brokers;
• Collect borrower financial information and any additional information request by the underwriter;
• Collect business entity documents, filed articles, bylaws, operating or partnership agreements and EIN;
• Open title and escrow and review escrow documentation and preliminary title report and address exceptions; Process and review credit reports, flood certifications, environmental screens, GEO code/census tract;
• Order loan payoff, request insurance and confirm coverage and endorsements;
• Maintain loan progress and update on loan pipeline report;
• Obtain broker approval application and verify California real estate license;
• Prepare loan documents using D & H Laser Pro;
• Balance loan proceeds, and net outstanding loan fees;
• Prepare Lender Instructions for escrow, coordinate loan document signing and loan funding;
• Review estimated settlement statement; prepare loan proceeds for wire transfer to escrow;
• Confirm receipt of original loan documents and certified copies;
• Prepare loan package for loan boarding;

Confidential, San Diego, CA

Senior Commercial Loan Processor/Funder

Responsibilities:

• Processed, documented and funded over $100 million in commercial real estate loans, over fifty percent increase in loan production the credit union's new department, Member Business Lending.
• Collect borrower good faith deposit, financial information for underwriting;
• Obtain business entity documents; filed articles, bylaws, operating or partnership agreements and EIN; Order Phase I, environmental assessments and appraisals;
• Provide Environmental Professional and Appraisers property information; prior Phase I/II or related environmental reporting; historical operating statements; Schedule E, Form 8825, rent roll and leases; Open title and escrow and review preliminary title report;
• Process credit reports, flood, environmental screen, GEO code/census tract;
• Order loan payoff, request insurance confirm mortgagee and insurable value;
• Collect rent roll, leases, property management agreement
• Obtain Broker approval application and verify California real estate license
• Maintain electronic & paper documentation loan files;
• Prepare loan file for credit committee meeting;
• Prepare loan documents using D & H Laser Pro Balance loan proceeds and net outstanding loan fees;
• Prepare Lender Instructions for escrow and coordinate loan document signing and loan funding;
• Review estimated settlement statement; prepare loan proceeds for wire transfer to escrow;
• Fund loan proceeds and upload delimited file for transfer to D & H Service Director Department key inventory control and audits;

Confidential, La Jolla, CA

Banker’s Assistant

Responsibilities:

• Process and close lines of credit, equipment and commercial real estate loans;
• Collect required borrower commitment fee and financial information for loan approval;
• Order appraisal and environmental reports using RIMS;
• Obtain borrower's entity information, insurance and final items for loan closing;
• Order and review loan documentation;
• Prepare lender instructions for title and escrow;
• Disburse proceeds, collect and pay loan fees and process outgoing wires;
• Prepare loan package for loan boarding, and post closing audit;
• Track loan exception items and follow up on pending items after loan closing;
• Request inspection for construction loan and process construction draw request,
• Process line of credit loan advances and loan payments;
• Prepare loan requirements SBA 504 debenture loan funding;
• Assist Portfolio Manager with loan financial servicing reviews;
• Notary Public;