SUMMARY

• Thorough SOX and risk management professional who is extremely well - versed on all elements of COSO based Sarbanes-Oxley compliance programs, risk management, and internal audit methodology.
• Adept at financial processes, enterprise and business-level control environment and investments analysis. Specializes in large corporations and public organizations.

PROFESSIONAL EXPERIENCE

Confidential

Enterprise Risk Management

Responsibilities:

• Embedded risk partner with primary responsibility to identify and mitigate internal and external risks to plan for Assumed & Ceded Reinsurance, Trade Credit & Surety, Finance, Claims and Procurement functions.
• Led and managed the North American Division’s process to delegate, document and certify underwriting, non-underwriting and expense payment authorities for over 600 employees.
• Lead contributor to QBE Group’s control assurance program to standardize key risks, controls and testing approach for all divisions.
• Key liaison to Internal Audit to stay ahead of potential issues and collaborate to achieve reasonable issue quantifications and ratings with management prior to their release of audit reports.

Confidential

Assistant Director

Responsibilities:

• Primary Internal Audit liaison for entire department accountable for setting pre-audit expectations, developing management responses and closing audit issues.
• Coordinate preparation of and review all process, risk, and control documentation related to corporate level comprehensive capital analysis and review.
• Review and interpret Federal Reserve guidance to implement requisite changes to Confidential ’s process, including data capture, impact to FR-Y14 reporting and controls.
• Led discussion, development and implementation of Confidential ’s CCAR materiality thresholds, including concept of tracking, aggregating and booking entries for known limitations and weaknesses.
• Accountable for system automation of various manual data feeds related to the FR-Y14 reporting process.

Confidential

Assistant Director

Responsibilities:

• Liaise amongst Management, PwC, Internal Audit and other stakeholders to build consensus on issue action plans, reducing risk to an acceptable level without undue expense to the firm.
• Document process and controls, develop test plans and manage/review testing for FR Y-9C and FR 2314 filings.
• SOX/MAR Coordinator for Confidential ’s Corporate Financial Reporting & Analysis, Corporate Financial Planning & Analysis, Corporate IT, Parent Company, Human Resources, Derivative Accounting Group, Enterprise Risk Management and Financial Services Division.
• SAB99 root cause analysis, aggregation, evaluation and reporting for all in-scope SOX businesses.
• Management liaison to the US Treasury Department for Confidential ’s Master Transaction Agreement, as well as steering committee member for same.
• Consistently utilized by Deputy Comptroller to identify and address internal personnel conflicts within the unit before they elevate.

Confidential

Assistant Vice President

Responsibilities:

• Worked closely with Internal Audit on SOX planning, walkthroughs, test execution and evaluation of results.
• Direct Responsibility for all aspects of Sarbanes-Oxley compliance, including documentation and testing of over 460 controls, as well as remediation and evaluation of all control deficiencies.
• Responsible for the redesign and centralization of all premium registration and risk transfer controls into single quality control reviews executed by the unit.
• Coordinated quarterly and annual SOX attestations by business category and control activity owners, as well as summarize and report addendum items and other issues to both the CFO and President.
• Lead weekly meetings with PwC and Senior Finance Executives to discuss audit planning and minimize potential SOX testing deficiencies, as well as other audit and statutory issues.
• Development and monitoring of Financial Compliance Unit budget to actual expenses.
• Oversight of the ESIS SAS70 engagement performed Confidential.
• Develop standardized goals for department personnel and formally evaluate performance throughout the year.
• Lead role in publishing ACE’s SOX Newsletter, a quarterly periodical distributed to employees throughout the world.
• Team leader for ACE’s Human Resource Talent Management project.

Confidential

Manager

Responsibilities:

• Internal Audit co-sourcing manager for Platinum Underwriters Reinsurance with responsibility for the performance of risk assessments and development of corresponding internal audit plans, as well as execution and reporting of audits.
• Applied Agreed-Upon Procedures between Horizon Confidential of New Jersey and the state’s Department of Banking and Insurance to ensure compliance with prompt payment of claims legislation.
• Sarbanes-Oxley compliance project manager at Platinum Underwriters Reinsurance, with direct responsibility for all aspects of the engagement including planning, documentation, testing and aggregation and evaluation of deficiencies for all legal entities.
• Performed Quality Audit Reviews for a national automotive insurer.
• Participated in numerous SOX engagements to document internal controls in the aerospace, directors and officers and health insurance lines of business.
• Supervised and participated in over 20 mandate compliance reviews for the largest healthcare insurer in New Jersey.
• Applied Agreed-Upon Procedures between two large multi-national banks to an assortment of pooled leases.

Confidential

Experienced Analyst

Responsibilities:

• Supervised internal audit process reviews of a multi-national Japanese bank’s Treasury Department, including development of audit plans with the Treasurer to validate hedge strategies were properly positioned considering the interest rate environment at the time.
• Participated in internal audit reviews of the Asset Management Organization of a multi-national bank’s leasing subsidiary.
• Participated in the review of a multi-national Japanese bank’s Business Credit Group, with full accountability of LIBOR rollovers and operations.
• Involved in a full outsource of the compliance function of a business mortgage operation. Work entailed reclassification of client balance sheets and income statements to maintain uniformity in fixed charge coverage ratios for loans being pooled and sold.
• Process review of the Corporate Finance Department of a large multi-national bank, including testing of accrued interest accounts, accuracy of portfolio total return and internal reporting, and evaluating a $600M bond portfolio for conformity to stated investment strategies.

Confidential, Haledon, NJ

Assistant Store Manager

Responsibilities:

• Liaise with two local unions to monitor compliance with separate collective bargaining agreements and minimize risk of employee grievances.
• Responsible for physical inventory of all departments, including follow-up gross profit analysis.
• Reviewed variance from budget for sales, gross profit and payroll and created new budgets based on variances.
• Supervised 45 associates responsible for $26M in annual gross revenue.