PROFESSIONAL SUMMARY

• Sound knowledge of Confidential procedures and regulatory best practice.
• Good Knowledge of Compliance screens in relation to AML/BSA and Sanctions Compliance.
• Analytical mindset with teh ability to identify complex ownership structures and apply teh relevant Confidential or AML procedures.
• In - depth knowledge of conducting investigations on potential suspicious activity and determine whether teh activity is suspicious by identifying and documenting clients’ relationships with teh account holders and gathering additional information from various sources as appropriate.
• Good Knowledge of Transaction monitoring of clients’ highest risk customers
• Extensive knowledge of Review, analyze and organize data to write comprehensive supporting investigative narratives and Suspicious Activity Reports (SAR’s).
• Good knowledge of BSA, AML Anti-Money Laundering surveillance and reporting assistance, OFAC sanctions compliance, and other areas relevant to today’s heightened regulatory climate.
• Strong ability to apply analytical skills to data, workflows numeric information and problem solving.

TECHNICAL SKILLS

Proficient in teh following software: MS Excel, Word, Office, Actimize, CDD, LexisNexis,, World Check, Data Tree, Point for Windows, Salesforce, SQL, SSRS, Data Bases and spreadsheets, PowerPoint, Lotus, SharePoint, IBM CRM.

PROFESSIONAL EXPERIENCE

AML/EDD Analyst

Confidential, Buffalo, NY

Responsibilities:

• Performing Due diligence and Know You're Customer (KYC) research for clients, as part of teh business-wide Anti-Money Laundering (AML) Compliance remediation process.
• Analysis of accounts and client information according to prescribed internal control policies and procedures.
• Identification and production of information required to satisfy teh Bank’s Confidential Due diligence policies and processes.
• Maintain awareness of AML/BSA policy updates, procedural changes and updates in compliance guidance to ensure appropriate maintenance of customer documentation in accordance with policy.
• Execute and review negative media alerts from client screening and escalate where necessary.Communicate with Confidential officers and other employees involved in teh maintenance of internal control standards.
• Package client due diligence research and documentation for review by Relationship Managers.
• Escalate complex or significant issues to higher management.
• Conduct thorough customer and enhanced due diligence research using client systems and other information resources to determine whether AML risk exists.

AML /EDD Analyst

Confidential, Manchester, UK

Responsibilities:

• Performing Confidential reviews on identified PEP entities and compiling biographies of identified PEPs with documentary evidence to prove teh reason for PEP status.
• Investigate account activity, ensuring money laundering concerns are reported to teh NCA.
• Stay Informed of Changes in requisite Know You're Client and Anti Money Laundering regulations and halp educate internal and external clients on significant changes.
• Participate in multi-disciplinary teams to address new business initiatives, technology system enhancement projects, and one-off projects as required.
• Assisted and provided information to support Suspicious Activity Reports (SAR) or equivalent for regulatory filing.
• Monitored and reviewed customer account transactional activities and made recommendations for further review or closure.
• Ensured that regulatory, legal, bank and audit requirements are met.
• Analyzed teh customer's bankcard, checking, savings, investment, and Western Union or MoneyGram transactions through software applications.
• Due Diligence, responsible for researching in depth written requests and transaction monitoring using internal and external systems.

Individual Savings Accounts (ISAs) Analyst

Confidential, Manchester, UK

Responsibilities:

• To carry out Enhanced Due Diligence (EDD) on new and existing corporate high risk customer entities (sole traders, partnerships, limited companies and charities) and individuals including politically exposed persons (PEP) relationships.
• Oversee teh organization's daily operations and ISAs. Provide customers with teh opportunity to avoid any ISA foreclosure. Examine reports to determine equity remaining in ISAs prior to foreclosure.
• Investigate customer information using a mix of intelligence systems such as Document Checker, PEGA and CRA Tool. Also utilizing public information such as Companies house, Experian and Relationship Managers/Local Business Managers verbatim information to make a decision on teh risk of customer and decide whether to continue/exit teh relationship or potential relationship with teh customer.
• Compiling full EDD records on PEPs, their associates and teh businesses they are related to in multiple types of review including remediation, periodic review, event driven reviews and on-boarding.
• Sourcing and writing up information regarding PEP source of wealth.
• Performing Confidential reviews on identified PEP entities and compiling biographies of identified PEPs with documentary evidence to prove teh reason for PEP status.
• Closely monitor sanctioned countries and regularly update countries of concern database with relevant risk scorings.
• Investigating for adverse media checks on teh bank clients across multiple jurisdictions.
• Investigate account activity, ensuring money laundering concerns are reported to teh NCA.
• Teh investigation for each case will involve checking internal systems, seeking guidance from BUCF and other specialist areas of teh business.
• Adhere to FSA regulations and respond in a timely manner to any requests they make.
• Liaising with and providing advice to front office staff / other compliance departments on FSA New Account regulations.

Data Analyst

Confidential

Responsibilities:

• Oversee teh organization's daily operations and ISAs. Provide customers with teh opportunity to avoid any ISA foreclosure. Examine reports to determine equity remaining in ISAs prior to foreclosure.
• Monitored and reviewed customer account transactional activities and made recommendations for further review or closure.
• Ensured that regulatory, legal, bank and audit requirements are met.
• Teh investigation for each case will involve checking internal systems, seeking guidance from BUCF and other specialist areas of teh business.
• Adhere to FSA regulations and respond in a timely manner to any requests they make.