SUMMARY

• Professional experience in multiple areas of Project Implementation including Project Leadership, Business Analysis, Requirements Management, Process Improvement and Quality Assurance in teh finance industry.
• Extensive experience wif teh depth knowledge of Capital Markets and products such as Trading life cycle, Fixed Income, Derivatives (Swaps, Options, Contracts & Warrants), Asset Management, Risk Management, Equities, Bonds, Mutual funds, Retail /Investment Banking and mortgage, Account receivables, Account payables and General Ledgers
• Designed, programmed and maintained mortgage loan origination to accommodate business requirements. .
• Accomplished expert level knowledge on Anti - money Laundering (AML) such as BSA, OFAC and hands on knowledge on Basel ll, Basel lll Compliances.
• Project experience wif commercial and retail banking, investments, FX Trading, capital market, securities, brokerage and mortgage industry.
• Strong knowledge of Equity, Fixed Income, OTC derivatives, Mortgage Back Securities, Asset back securities and Collaterals.
• Expertise in various Trade Life Cycle divisions i.e. Trades (Trade capture), Settlements (Trade execution), Corporate Actions (Post Trade) and Stock Record.
• Extensive experience and strong working knowledge of common SDLC models - Rational Unified Processing (RUP), Agile & Water fall Methodologies.
• Extensive experience in conducting Joint Requirement Planning (JRP) sessions and Joint Application Development (JAD) sessions wif business groups, senior management and IT groups.
• Expertise in writing Business Requirements Document (BRD), Functional Requirements Document (FRD) & SRS.
• Proficient in creation of Use Case diagrams, Test case diagrams, Activity diagrams, Sequence diagrams, work flow diagrams, state chart diagrams and data process flows using UML Tools like MS Visio and Rational Rose and knowledge of Eagle PACE.
• Boutique hedge fund and broker dealer investing in fixed income products wif a focus in mortgage and asset backed securities, including OTC Derivatives.
• Proficient in Development of Business Metrics & KPIs, Data Quality Metrics, Data Mapping (Source-to-Target Mapping), Data Warehouse, RDBMS, Source System Analysis, E-R Modeling recommended solutions to complex big data and system problems.
• Expert level knowledge in planning and execution of ETL process for creating Data warehouse. And broad Experience in UAT testing, System Integration Testing (SIT), Non-functional Testing, Regression Testing.
• Interaction wif clients to understand a broad range of reporting requirements, and validating it wif teh regulatory requirements for reporting for a Prime Mortgage.
• Extensive Experience and Excellent working knowledge of writing SQL Queries, Complex queries, Transact SQL, PL/SQL.
• Analytical, methodological and resourceful approach to problem solving, identifying root causes and corrective actions to meet short and long-term business, financial and system requirements. Excellent verbal/written communication skills and can TEMPeffectively work in cross-cultural environment in diverse teams. Strong abilities to work in pressure-environments & perform well both independently and as a team player.

PROFESSIONAL EXPERIENCE

Senior Mortgage Business Analyst

Confidential - New York, NY

Responsibilities:

• Acted as teh primary liaison between teh client departments and teh IT teams, to identify automation opportunities, to collect requirements and business process information in Business Requirement Document (BRD).
• Implementation of commercial and retail banking, investments, FX Trading, capital market, securities, brokerage and mortgage industry.
• Prepared and collected data on a daily basis using SQL
• Configured teh TIBCO File Adapter to extract teh customer data, checking current credit limit and previous credit lines, payment history, fraud history, business history, frequency of credit card usage, etc. from mainframe.
• Prepared necessary documents and submits mortgage loan application files for underwriting approval.
• Planned and designed teh system in such a way dat teh riskier claims could be easily identified and monitored; identify & communicated risks and opportunities.
• Defined business processes and proposed new or improved processes by functional analysis wif validated new processes wif teh business process owners to insure business process modeling.
• Strong knowledge of Equity, Fixed Income, OTC derivatives, Mortgage Back Securities, Asset back securities and Collaterals.
• Maintained teh updates on teh project plan from teh feedback given by different managers for tracking and schedule planning purposes.
• Processed more TEMPthan 100 loan files in MortgageRX application ensuring teh modification process followed as per HAMP Waterfall objective criteria at transfer of servicing.
• Created financial models to analyze data & extrapolate historical trends into forward looking forecasts; Administered billing process, including fee reconciliation and client invoicing, manage monthly & quarterly financial planning processes, wif emphasis on revenue, departmental expenses.
• Used SQL to complete cash flow calculations, current NPV values, and to create amortization tables
• Integrated systems using Java development as well as JDE enterprise systems
• Created custom CSS using SharePoint Designer 2013
• Worked on developing navigation using Managed Metadata using SharePoint 2013
• Worked on web services by calling them from InfoPath and Nintex based on requirements.
• Involved in migration of various SharePoint 2013 sites using Doc Ave tool.
• Worked on syncing data between SharePoint 2010/2013 and SQL Server 2008 on daily/hourly basis based on requirement using Data Synchronization studio
• Created Views, Custom Lists in SharePoint sites.
• Performed due diligence on legal documents, third party property reports, financial underwritings, and rent rolls for each mortgage loan serving as teh underlying collateral of CMBS transactions
• Performed SQL queries using Microsoft Management Studio 2005 to review customer data, data mining, Business Intelligence Creating Reports and performing SQL updates
• Conversion of data (Data Mining) from outsourced accounts and loaded to in-house systems
• Used LSAMS to enter borrower payment information Researched Reserve account to identify issues: Stop Advance, Modification, Arm and Liquidations by utilizing Modification agreements, LSAMS loan system, Reconciliations, G/L, amortization schedules, loss reports, wires and teh remittance to teh Trust.
• Performed analysis of all LSAMS transactions relating to advances and expenses on zero UPB loans and reconcile to all Claim funds and Third Party funds received
• Frequently performed cost/benefit analyses as well as GAP analyses for teh organization
• Exposed to entire Software Testing Life Cycle, UAT testing, Test plans during after system development cycle; develop testing strategies and verification scenarios along wif project scope and requirements documents.
• Analyzed functional requirements, procedures, and problems to automate processing.
• Created, maintained and managed business description of user needs, program functions, and steps required to develop or modify systems, including BRD RRD and supporting documents, diagrams, data and database specifications.
• Support Account Payable and Account Receivable’s end user for Controlling Department, Legal Department, Popular Mortgage, Popular Auto & Popular Insurance in BPPR and BPNA.
• Responsible for supporting Mortgage Fulfillment business lines across national footprint.
• Developed, analyzed and managed project schedules and appropriate project management documentation Served as a subject matter expert for Business Partners throughout teh project development lifecycle to ensure their needs were addressed.
• Coordinated testing of enhancements and developed and provided educational tools and materials. Proficient in using SQL to prepare data and finding.
• Created data tables utilizing BI components.
• Assisted in development of training for project team members. Mentored PMBA's. Fostered strong team environment.

Sr. Business Analyst

Confidential - Milwaukee, WI

Responsibilities:

• Managing multiple projects simultaneously, conducting project reviews, identifying milestones and resource planning.
• Completed reviews of closed mortgage loans to determine lender actions on loans dat should of been in teh foreclosure process
• Providing inputs to Scope and Vision Document and Conducted Feasibility/Impact analysis.
• Accountable for creating teh Stakeholder Profile and Requirements Definition Document.
• Leading SME's in teh elicitation, analysis, representation, validation and sign off of Business, User, System Functional and Non-Functional Requirements.
• Communicated wif Correspondents, i.e. Banks, Credit Unions and or Mortgage companies to assure inquiries on auditing deficiencies were followed through.
• Worked on a project which was to provide a web browser based reporting application for instruments such as Mortgage-Backed Securities (MBS)
• Facilitated JAD sessions wif teh SMEs & Stake holders and collected teh meeting minutes from teh session and identified various action items.
• Analyzed teh meeting minutes collected in JAD sessions into requirement specification documents and categorized Functional, Non-Functional Requirements and Business Rules.
• Created Risk Analysis Documents, Risk Management Plan, business Process Flows System.
• Responsible for ensuring teh testability of teh requirements and develop project documents based on SA&E methodology.
• Reviewed defaulted mortgage files, in various stages of foreclosure and modification, relative to teh guidelines set out in an OCC consent order
• Responsible for communicating changing business needs and collaborating wif teh Solution lead to determine teh impact of these changes via teh change control process.
• Accountable for developing Test Strategy and Test Plans and conduct system testing wif other team members.
• Created teh test scenarios, test cases and test scripts for System Testing and UAT.
• Responsible for ensuring dat all teh test environments are created, available and stable for test execution.
• Responsible for preparing for and coordinating Acceptance testing and working wif teh business area to define acceptance criteria.
• Responsible for Vendor communication and reducing communication gap between vendors to maintain different Applications (Pershing NetX360, DST Vision, Morningstar, Bloomberg BNA, SEI, Envestnet, Albridge).
• Mortgage servicing review including payment histories and collection comments.

Business Analyst

Confidential - Baltimore, MD

Responsibilities:

• Responsible for managing requirements from Global Business & Risk Management users.
• Responsible for managing multiple modules wifin first ever Commercial Banking application CitiRisk, providing Credit Lending solution from end to end along wif Remedial Management.
• Responsible for documenting functional requirements for Credit Origination, Credit Analysis and Credit Approval/Underwriting.
• Reviewed defaulted and foreclosure loans dat were underwritten by Mortgage Insurance Company contract underwriters. Identified misrepresentation and underwriter errors. Prepared letters to advise teh companies of a potential repurchase or make whole.
• Responsible for understanding Confidential Global Credit policies and its impact on credit lending process wifin Classifiably managed portfolios.
• Responsible for documenting functional requirements for Remedial Management, High Risk Review and Financial Accounting Standards FAS 114 modules.
• Responsible for managing integration wif multiple applications to support CitiRisk application.
• Documented functional requirement specification documents as well as high-level project plan.
• Performed feasibility analysis and converted business requirements into functional specifications using Blueprint Requirements Management Center.
• Accountable for managing Change request process and impact analysis on current functionality.
• Conduct Design Meeting wif Tech Team and develop Use Cases and UML models.
• Lead teh UI team to create new Dashboard version of teh CitiRisk Application after user feedback from London Workshop.
• Correspond wif investor and mortgage insurance companies to receive determinations
• Created Business process diagram using Business Process Modeling Notation.
• Played a key role in teh planning, testing, and implementation of system enhancements and conversions.
• Functioned as teh primary liaison between teh business line, operations, and teh technical areas throughout teh project cycle.
• Managed and Organized schedules, deadlines, Task Review meetings, Project Status using MS Outlook and Project.

Business Analyst

Confidential - Boston, MA

Responsibilities:

• Manages projects to implement MSP system enhancements, evaluates requests for script development and leads teh governance of default and loss mitigation templates and steps administration.
• Reviews all requests for scripting to ascertain best fit solution resulting in teh automation of otherwise manually performed business processes.
• Validates all requests for Default workstation templates and steps to ensure other business processes are not impacted and eliminates duplication of usage wif other MSP functionalities.
• Provides MSP subject matter expertise and support to Mortgage Banking lines of business.
• Worked wif teh project team in teh successful conversion of a major loan acquisition of 500K+ loans.
• Use of underwriting authority in processing and underwriting of conventional mortgage loans and processing of FHA and VA mortgage transactions.
• Represents Chase Mortgage Banking in teh MSP Default Functional Advisory Committee dat identifies and prioritizes future enhancements requirements.
• Assisted in teh roll out of teh government's Home Affordable Modification Program (HAMP) and Treasury Supplemental Directives as well as successfully completed internal system and acquisition conversions.
• Supported teh conversion of 8M+ loans from three disparate MSP IDs to two separate but duplicate IDs.
• Partnered wif IT Teams and Information Owners in teh on going control and maintenance of teh Default processing Templates and other Loss Mitigation headers.
• Successfully managed implementation projects of MSP system enhancements.