Junior Underwriter Resume
PROFESSIONAL OBJECTIVE:
Skilled executive with extensive experience in the mortgage lending industry--possessing exceptional organizational, analytical, and managerial skills--seeking a position in either underwriting or processing to enhance and further the success of employer. Also, I am looking to become a valuable asset to employer by building on strong interpersonal skills and individual customer service for the client while increasing my knowledge of all aspects of the mortgage lending profession.
WORK EXPERIENCE:
Junior Underwriter
- Utilized Desktop Underwriter and Loan Prospector to validate findings.
- Analyzed credit, income, title and appraisal documents to insure loan quality.
- Cleared underwriting conditions and issued clear-to-close for FHA/VA loans.
- Advised and answered general underwriting questions for processors and originators.
Senior Loan Processor
- Processed all stages of home mortgage and interim loans, closing 15 – 30 loans a month with extensive training and knowledge of FHA/VA loans.
- Proficient in Fannie Mae, Freddie Mac, and additional automatic underwriting.
- Assist in acquisition and coordination of all documents and information between the loan officers, borrowers, realtors, and any other parties involved in the lending process.
Loan Officer
- Oversee all stages of the mortgage process from pre-qualification to funding.
- Serve as liaison between the clients and lenders.
- Receive and handle incoming calls as well as generate outside leads.
Recognitions/certificates/licenses:
- Top Customer Care Award at Irving UAMC Branch (August ’04 through June ’06).
- Top 10 Nationally in Customer Care for UAMC (August ’04 through June ’06).
- Texas Loan Officer License.
- Attended several Mortgage Banking Courses at North Lake Community College.
COMPUTER SKILLS:
- Application Specialist in Microsoft Word, Publisher, PowerPoint, Excel and Corel Word Perfect.
- 100% proficient with Calyx Point, Encompass, Destiny and MS Office.
- Assistant Computer Technician for 2 years.
WORK HISTORY:
05/12 – 09/12 Confidential / Sr. Loan Processor - Lewisville, TX
08/11 – 05/12 Confidential/ Sr. Loan Processor - Plano, TX
06/10 – 07/11 Confidential / Sr. Loan Processor - Dallas, TX
10/08 – 04/10 Confidential / Jr. Underwriter - Irving, TX
08/06 – 09/08 Confidential / Sr. Loan Processor - Dallas, TX
05/04 – 06/06 Confidential/ Sr. Loan Processor - Irving, TX
05/02 – 05/04 Confidential/ Loan Officer & Processor - Plano, TX
08/98 – 05/01 Confidential/ Loan Officer - Addison, TX