SUMMARY:

• An innovative and analytically - oriented leader with transformational experience at Fortune 200 companies in financial, risk and strategic analyses, product development, marketing, transactional services, and operations. Big picture thinker who adds value by developing and translating strategy to execution through effective use of technology and analytics and compelling communication of abstract concepts to non-technical audiences. Develops and nurtures cross-functional relationships between departments.
• Strong in framing business problems and designing innovative, analytically focused strategic plans at all stages of growth
• Dynamic leadership of diverse teams: performance management, recruiting, incentivization, development and retention of talent
• Develops relationships across organizations to advocate innovative thinking and develop initiatives aligned with strategic goals
• Experience in managing modeling lifetime value, capital deployment, behavior-based segmentation, and choice-based pricing
• Conventionally trained in, and proficient with, top-down modeling; 10+ years experience building innovative and insightful bottom-up models from record-level data

EXPERIENCE:

Confidential, Boston, MA

Risk Portfolio Manager

Responsibilities:

• Manage development, validation, deployment and monitoring of statistical and structural loss models for ALLL and Confidential / Confidential purposes
• Design, develop and deploy an analytical environment suitable for data analysis and model development
• Develop loan - level models indicating frequency and severity of loss on the basis of pre-default account characteristics and post-default macro factors (an auto loan repossession and recovery model, in process)

Confidential, San Antonio, TX

Modeling Analytics Manager

Responsibilities:

• Manage a growing, cross - functional team of analysts to deliver economic capital tools and analyses to the Confidential and Corporate Treasury.
• Train analysts in modeling methods and coach their reporting
• Develop and articulate an expansive view of model risk management: model capabilities, limitations, complementarity, redevelopment cycles, etc. to model validation, model users and auxiliary stakeholders
• Cultivate and manage cross-company relationships to promulgate ideas evolving risk management practices
• Manage a clutch of credit and ALM risk models: development, validation, deployment and monitoring
• Overall responsibility for integrating Credit and ALM capital projects into underwriting, pricing and reserving processes at the Confidential and the Association s Corporate Treasury. Collaborate on report processes
• Lead data restructuring and alignment projects to harmonize credit and ALM analyses
• Manage the 2016 Confidential / Confidential credit capital models and align with corporate measures

Lead Credit Risk Analyst

Confidential

Responsibilities:

• Overall responsibility for Credit Capital calculations: model design, execution, documentation, validation, monitoring, reporting, and integration into pricing, underwriting, and enterprise capital management
• Fundamentally redesigned the Economic Capital process, to include data sources, data processing, analytical methods, and reporting tools; redesign efficiencies alone enhanced capital use by 20%
• Redesigned Credit Capital segmentation for PD/EAD/LGD metrics to achieve Basel and Confidential / Confidential compliance
• Led alignment of Credit Capital, Loss Forecasting, Pricing and Underwriting analytical frameworks
• Led the development of single factor stress models, developed intuitive reports to explain sensitivity

Senior Financial Analyst

Confidential

Responsibilities:

• Led relationship - development efforts to advance advocacy and about new analytical methods
• Led design, development and implementation of:
• Customer-level predictive models to forecast revenues, cost, profit, and capital deployment
• Multi-product lifetime value model to predict cross-selling potential and product retention
• Multi-company Return On Marketing Investment model to optimize a $250M marketing budget
• Negotiated change management strategies and developed economic frameworks to transition business unit leaders decision-making metrics away from product-centric management towards a customer-centric focus
• Developed quantitative methods for calculating company- and parent-level costs of capital to inform internal capital markets management in a private, member-owned association with a unique capital structure

Confidential, Boston, MA

Associate

Responsibilities:

• Developed the analytical, technical, project management and communication competencies of 3 junior analysts
• Wrote proposals and pitches, executive summaries, information memoranda, and management presentations
• Managed due diligence processes: identified, organized, and consolidated clients confidential documents
• Identified appropriate strategic and financial buyers, managed communications and schedules with them
• Cultivated relationships with buyers internal advocates to champion transactions

Confidential, Framingham, MA

2007 Manager

Responsibilities:

• Managed a choice - based elasticity pricing program that informed highly strategic pricing changes on $1B of annually originated unsecured loans.
• Managed a cross functional team of 7 analysts researching products price elasticity of demand and subsequent economic performance; evaluated market size, segmentation, and customers value in key target markets
• Targeted customer segments and developed pricing and product mix proposals to enhance ROA on $1B of assets; developed a strategy for continuous variation of product mix and pricing to dynamically maximize ROA
• Managed Agile roll-outs of new pricing schema in coordination with sales, marketing, finance, technology, operations, legal, and compliance teams, reducing time to change pricing framework changes by 2/3
• Managed the technology group in translating functional requirements into technical specifications in support of real-time data intensive analyses and automated decisioning refinements

Confidential, Cambridge, MA

Project Manager

Responsibilities:

• Managed product development and deployment of neural network projects at a rapidly growing, venture - capital backed enterprise energy services company. Filled roles in engineering marketing, sales, and finance.
• Managed the P&L, scope, and schedules for multiple, concomitant projects: analyzed projects economic impact, recommended and implemented new products, services, processes, and financing strategies
• Created and managed pro formas of projects performance in support of two rounds of VC financing; valued and marketed intangible assets (intellectual property) in a 363 sale
• Managed business development initiatives by identifying, developing, and managing technology partners for collaboration in both commercial opportunities and new product development
• Guided new energy management model product strategies: value propositions for new features, identified target markets, delineated competitive advantages, calculated ROI and developed pricing models
• Identified client needs and prioritized product development efforts; created internal and external strategies for introducing new products and services under severe resource constraints