PROFESSIONAL EXPERIENCE

Confidential, New York, NY

LOAN CLOSING SPECIALIST

Responsibilities:

• Receive and review title reports and/or UCC lien searches and work with the borrower and/or sales team to clear any open title issues prior to closing.
• Receive and review evidence of homeowner’s insurance and flood insurance (if applicable) to confirm the coverage is sufficient and that all requirements are in compliance with lender guidelines.
• Attend weekly pipeline meetings with the deal teams to give an accurate update on all deals in my pipeline
• Schedule and coordinate purchase and refinance closings for high net worth clients and/or sales team and closing agent once the loan is fully credit approved
• Engage designated state Confidential attorneys to review entity & trust documents if applicable, send them title reports and document orders so they can accurately prepare the loan closing packages.
• Review all loan closing documents to ensure they are prepared accurately and are in accordance with the original credit approval.
• Prepare the TRID Closing Disclosures to ensure it is in compliance with the lender’s guidelines.
• Prepare the supplemental Confidential disclosures including the final Truth in Lending to send to closing.
• Review signed loan packages to confirm all documents are signed correctly prior to authorizing disbursement of funds.
• Prepare wire requests to send to the funding department and ensure wires are sent in a timely manner to the closing agent.
• Work with title company and/or attorney to ensure closings run smoothly and resolve any issues that arise at closing.
• Send the required copies to the booking department to book the loan.
• Work with the post closing department to clear up any post closing issues once the loan package is returned.

Confidential, Long Island City, NY

SENIOR LOAN CLOSER

Responsibilities:

• Prepare and review loan closing documents in Impact for high net worth clients and ensure they are issued timely and accurately for refinance and purchase transactions.
• Receive and review title reports and/or lien searches and work with the borrower to clear any open title issues prior to closing.
• Order and review homeowner’s insurance and ensure that the coverage is sufficient and within lender guidelines.
• Schedule refinance closings with the borrower, Confidential attorney and/or title company.
• Prepare wire requests and fax them to the accounting department to ensure the funds are wired in time for closing.
• Work with title company and/or attorney to ensure closings run smoothly and resolve any issues that arise at closing.
• Review HUD - 1 Settlement Statements to ensure they are in accordance with RESPA guidelines and authorize the disbursement of funds at closing once the HUD is approved.
• Work with the post closing department to clear any post closing issues once the signed loan package is received back at the Confidential .

Confidential, New York, NY

Responsibilities:

• Reviewed title reports/lien searches and cleared any open title issues prior to scheduling a closing.
• Scheduled closings with buyer’s attorney, seller’s attorney, title company and/or managing agent for purchase, sale and refinance transactions.
• Ordered and reviewed loan documents from each lender and worked with the borrower to clear any open conditions.
• Ordered and reviewed mortgage consolidation documents and scheduled funding with the payoff Confidential .
• Funded each loan of a refinance transaction after rescission period and clear any stipulations, if any, before releasing any checks.
• Prepared closing statements and a breakdown of checks required by purchaser and purchaser’s lender for purchase transactions.
• Prepared closing statements, ACRIS transfer tax documents on line, Bargain and Sale Deed, TP-584, NYC RPT, FIRPTA, Affidavit in Lieu of Registration and Equalization Form 5217 for sale transactions.
• Preparation of correspondence with seller’s attorney, purchaser’s attorney, managing agent and lenders.
• Researched ACRIS system for recorded deeds, mortgages, UCC-1s and UCC-3s.

Confidential, Garden City, NY

Real Estate Paralegal

Responsibilities:

• Loan closer for Alliance Home Mortgage, Confidential, Confidential, Confidential, Confidential, Confidential, Confidential in purchase and refinance transactions.
• Reviewed all loan documents prior to closing.
• Attended closing, prepared HUD-1 settlement statement and made sure all documents were signed prior to funding the loan.
• Funded each loan of a refinance transaction after rescission period and clear any stipulations, if any, before releasing any checks.
• Calculated tax escrows, insurance escrows and aggregate adjustment for each closing.
• Reviewed title and cleared up any open title issues prior to closing.

Confidential, South Huntington, NY

Closing Coordinator/Real Estate Paralegal

Responsibilities:

• Opened and maintain files for each borrower for various mortgage lenders.
• Ordered and review title reports and clear up any outstanding title issues prior to closing.
• Coordinated closing date, time and location with the buyer, seller and title company for various mortgage lenders.
• Order and review mortgage consolidation documents and schedule funding with the payoff Confidential .

Confidential, Woodbury, NY

Title Clearance Officer/Paralegal

Responsibilities:

• Worked with legal counsel and four closing coordinators reviewing title reports and address any open and outstanding title issues on all REO files.
• F iled Notice of Claim letters to the prior insurer for open title issues, requested letters of indemnification and prepared the necessary affidavits to clear title.
• Worked with foreclosure attorneys to review foreclosure documents confirming that certain defendants were named in the foreclosure action and requested letters of undertaking from the new insuring title company.
• Followed up with title companies to make sure that title is clear and the property is ready to close.