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Volunteer (nursing/surgical Unit) Resume

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Ravenna, OhiO

SUMMARY:

Results oriented professional with more than 9 years of success in financial services and banking, displaying a wide range of business knowledge including credit and risk detection, underwriting of unsecured credit and mortgage loans and fraud analysis. I am looking for a new challenge to leverage my existing strong analytical and critical thinking skills to acquire new skills and challenges.

PROFESSIONAL EXPERIENCE:

Confidential, Ravenna, Ohio

Volunteer (Nursing/Surgical Unit)

Responsibilities:

  • Assist patients, family members and guests upon arrival to the Confidential
  • Assist patient to the Pre - op surgery area and to recovery room after surgery
  • Assist physicians and staff in locating family members they wish to speak with
  • Maintain communication between patients going into surgery, their families, the physician, and the operating room staff
  • Provide a pleasant atmosphere for waiting families

Confidential, Beachwood, Ohio

Home Loans and Fulfillment, Mortgage Underwriter

Responsibilities:

  • Supported a unit of approximately 60 Processors accurately and efficiently moving loans to closing while maintaining 0% audit defect rate.
  • Managed the ECOA (Equal Credit Opportunity Act) early warning report for the unit adhering to a 98% success rate.
  • Managed a pipeline of approximately 100-150 mortgage loans to ensure adherence to Confidential and investor guidelines.
  • Conducted appraisal reviews of the subject property to validate acceptable value, condition and occupancy.
  • Consulted with Processors to confirm and validate accuracy of documents.

Confidential

Senior Credit Analyst

Responsibilities:

  • Analyzed and rendered judgmental credit decisions to promote growth to the bank or to mitigate potential risk.
  • Investigated and identified bust outs, check kiting, scams, authorized user and check fraud.
  • Experienced with suspicious activity, anti-money laundering policies and risk indicators, compliance regulations, and federal guidelines.
  • Extensive knowledge of ECOA, Fair Credit Reporting, and Truth-In-Lending Regulations.

Credit & Risk Unit, Assistant Manager

Confidential

Responsibilities:

  • Responsible for driving team sales performance to exceed department revenue goals while identifying risk mitigation opportunities.
  • Provided manager coverage for a team of 17 senior analysts where the team was recognized in the top five in divisional ranking in the fourth quarter.
  • Managed several remediation reports reducing the banks risk of compliance errors. Through associate coaching and tighter controls the failure rate dropped 40%.
  • Administered feedback for individuals to ensure performance development improvement.

Credit & Risk Detection Analyst/Education Facilitator

Confidential

Responsibilities:

  • Communicated with debt management vendors to ensure proper financial recovery programs to benefit our clients.
  • Coached associates on identifying and providing appropriate financial solutions to customers with financial hardship.
  • Pioneered the People Recognition Committee to ensure associate satisfaction, build morale and resolve associate concerns.
  • Worked one on one with Credit Analysts who were in the bottom of performance metrics and successfully raising their quality and efficiency scores above the peer average.
  • Assisted with onboarding new associates with completing coursework and successfully achieving Lending Authority.
  • Consistently ranked in the top 10% in the divisional ranking.

Marketing Operations Unit, Marketing Account Manager

Confidential

Responsibilities:

  • Provided customer service and sales, offering balance transfers and other company products.
  • Assistedwith management coverage, training and coaching teams during the transitional merger from MBNA to Confidential in Pasadena, California.
  • Received Leadership Award for outstanding performance.
  • Consistently ranked in the top 5% in divisional ranking.
  • Demonstrated strong analytical skills while making the best decisions to increase revenue for the company while assuring 100% customer satisfaction.

Rick Case Hyundai New Cars, Automotive Sales Consultant

Confidential

Responsibilities:

  • Discussed customers' needs and advised them on the most suitable vehicle.
  • Excellent negotiating skills and strong persuasive manner.
  • Maintained a prospect development system and an owner follow-up system that encouraged repeat and referral business.
  • Highlighted additional products to customers, such as accessories or after-sales service.

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