Volunteer (nursing/surgical Unit) Resume
Ravenna, OhiO
SUMMARY:
Results oriented professional with more than 9 years of success in financial services and banking, displaying a wide range of business knowledge including credit and risk detection, underwriting of unsecured credit and mortgage loans and fraud analysis. I am looking for a new challenge to leverage my existing strong analytical and critical thinking skills to acquire new skills and challenges.
PROFESSIONAL EXPERIENCE:
Confidential, Ravenna, Ohio
Volunteer (Nursing/Surgical Unit)
Responsibilities:
- Assist patients, family members and guests upon arrival to the Confidential
- Assist patient to the Pre - op surgery area and to recovery room after surgery
- Assist physicians and staff in locating family members they wish to speak with
- Maintain communication between patients going into surgery, their families, the physician, and the operating room staff
- Provide a pleasant atmosphere for waiting families
Confidential, Beachwood, Ohio
Home Loans and Fulfillment, Mortgage Underwriter
Responsibilities:
- Supported a unit of approximately 60 Processors accurately and efficiently moving loans to closing while maintaining 0% audit defect rate.
- Managed the ECOA (Equal Credit Opportunity Act) early warning report for the unit adhering to a 98% success rate.
- Managed a pipeline of approximately 100-150 mortgage loans to ensure adherence to Confidential and investor guidelines.
- Conducted appraisal reviews of the subject property to validate acceptable value, condition and occupancy.
- Consulted with Processors to confirm and validate accuracy of documents.
Confidential
Senior Credit Analyst
Responsibilities:
- Analyzed and rendered judgmental credit decisions to promote growth to the bank or to mitigate potential risk.
- Investigated and identified bust outs, check kiting, scams, authorized user and check fraud.
- Experienced with suspicious activity, anti-money laundering policies and risk indicators, compliance regulations, and federal guidelines.
- Extensive knowledge of ECOA, Fair Credit Reporting, and Truth-In-Lending Regulations.
Credit & Risk Unit, Assistant Manager
Confidential
Responsibilities:
- Responsible for driving team sales performance to exceed department revenue goals while identifying risk mitigation opportunities.
- Provided manager coverage for a team of 17 senior analysts where the team was recognized in the top five in divisional ranking in the fourth quarter.
- Managed several remediation reports reducing the banks risk of compliance errors. Through associate coaching and tighter controls the failure rate dropped 40%.
- Administered feedback for individuals to ensure performance development improvement.
Credit & Risk Detection Analyst/Education Facilitator
Confidential
Responsibilities:
- Communicated with debt management vendors to ensure proper financial recovery programs to benefit our clients.
- Coached associates on identifying and providing appropriate financial solutions to customers with financial hardship.
- Pioneered the People Recognition Committee to ensure associate satisfaction, build morale and resolve associate concerns.
- Worked one on one with Credit Analysts who were in the bottom of performance metrics and successfully raising their quality and efficiency scores above the peer average.
- Assisted with onboarding new associates with completing coursework and successfully achieving Lending Authority.
- Consistently ranked in the top 10% in the divisional ranking.
Marketing Operations Unit, Marketing Account Manager
Confidential
Responsibilities:
- Provided customer service and sales, offering balance transfers and other company products.
- Assistedwith management coverage, training and coaching teams during the transitional merger from MBNA to Confidential in Pasadena, California.
- Received Leadership Award for outstanding performance.
- Consistently ranked in the top 5% in divisional ranking.
- Demonstrated strong analytical skills while making the best decisions to increase revenue for the company while assuring 100% customer satisfaction.
Rick Case Hyundai New Cars, Automotive Sales Consultant
Confidential
Responsibilities:
- Discussed customers' needs and advised them on the most suitable vehicle.
- Excellent negotiating skills and strong persuasive manner.
- Maintained a prospect development system and an owner follow-up system that encouraged repeat and referral business.
- Highlighted additional products to customers, such as accessories or after-sales service.