SUMMARY:

• Over one decade of experience within financial services industry at multi - billion dollar employer, backed by strategic planning, marketing, and analysis expertise and auditing and accounting proficiencies.
• Career contributions include distinguishing self as #3 producer in nation over 679 colleagues with generation of $73 million in annual mortgage loan volume, exceeding loan volume targets by 20% ($6 million), securing career high $1.5 million single purchase deal, and being nominated as Team Lead to guide implementation of Dodd Frank guidelines.

AREAS OF EXPERTISE:

• Accounting/Finance
• Bank Reconciliations
• Bookkeeping
• A/P & A/R
• Budgeting
• Auditing
• Telemarketing
• Strategic Planning & Initiatives
• Market Analysis/Research
• Financial Planning
• Sales Presentations
• Solution Selling
• Technical Training
• Relationship Building
• Cost Review
• Project Lifecycle
• Client Management
• Customer Service
• Communications
• Time Management
• Performance Evaluation

PROFESSIONAL EXPERIENCE:

Confidential, Columbus, OH

Restaurant Accountant

Responsibilities:

• Responsible for financial reporting of 26 corporate owned restaurants in Northern Ohio. Including journal entries, financial statement preparation, and variance reconciliations.
• Worked as the transaction accountant in charged of the day to day monetary impact of all 26 restaurants financial statements.

Confidential, Columbus, OH

Mortgage Quality Control Specialist

Responsibilities:

• A thorough review of closed loans that may evidence errors made during the originating, processing, underwriting and closing of a loan. Adheres to bank policies and procedures and complies with legal and regulatory requirements.
• Detailed Description:
• Provides technical assistance to an assigned quality control/compliance function to ensure compliance with regulatory, investor/insurer, and company policies and procedures.
• Applies regulatory standards to such functions as mortgage servicing and mortgage loan production.
• Duties may include: loan review process, analyzing and summarizing the results of reviews, conducting examinations and audits of the mortgage servicing function.
• Analyzes compliance review and audit findings and reports.
• Identifies problems and communicates findings to management or appropriate personnel.
• Monitors changes in compliance requirements and provides updates to the appropriate areas.
• Prepares monitors and maintains all appropriate compliance reports and documentation.
• Follows, or in some cases establishes, as required, effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
• Keeps abreast of risk-related changes that may impact assigned work functions and processes.
• Review and analyze TRID ensuring the disclosure met the lending guidelines.

Confidential, COLUMBUS, OHIO

ACCOUNTANT

Responsibilities:

• Managed the accounting activities for the Asset Management line of business and oversee the related partnership entities (with the property management companies and asset managers) to include analysis of monthly financial statements, reconciliations of accounts between legal entities, journal entry preparation and analysis for financial statement publication.
• Assisted corporate controller with the preparation of monthly agency financial reporting including Statement of Activities and Changes in Net Assets (current month and year-to-date budget to actual), Statement of Financial Position (accrual based), and Statements of Cash Flows.
• Served as a liaison between Homeport and external audit firm to provide appropriate schedules and additional information as requested by the auditor in connection with the annual real estate partnership and agency financial audits.
• Served as a liaison between corporate controller and property management companies and Homeport asset managers for real estate partnerships including analysis of partnership agreements for purposes of annual cash flow, year 15 financing needs, lease option requirements, new projects, etc.
• Served as liaison between Asset Managers and Accounting Department for overall financial consequences to Homeport. Responsible for the managing of Homeport Financial Statements with other Line of Business controllers.
• Served as liaison between Homeport and insurance brokers and property management companies for all Homeport-related insurance

Confidential, Columbus, Ohio

ASSISTANT HOME LOAN ANALYST

Responsibilities:

• Closed purchase deal for $1.5 million, posting minimum loan volume of $6 million monthly.
• Surpassed minimum individual monthly loan volume quota of $5 million by 20%, contributing to larger pool of $1 billion in monthly department refinance volume.
• Funded total of $73 million in mortgage loan volume at peak of market, placing 3rd in nation over 679 colleagues.
• Subsequently closed average of $45 million annually to present day, selected - due to exceptional contributions - to lead team charged with implementing new Dodd Frank Guidelines, also training newly-hired team members.
• Participated in Home Affordable Refinance Program (HARP) and Chase home Relief Program (CHRP), assisting newly acquired WAMU customers - often in foreclosure - to obtain interest rate and principle reductions on mortgages, where amount owed far exceeded home value.
• Contributed as member of total of five teams tasked with reconciling 15,000 loans, prior to resale to Confidential or Confidential .
• Delivered outstanding customer service going far beyond “call of duty” by helping elderly customer - on fixed income who had lost spouse only three weeks before initiating home loan application - obtain best mortgage according to particular circumstances. Advised altering loan type from “no cash out” refinance to “cash out” deal, where cash proceeds would pay off debt, and ultimately lowering debt to income ratio.