SUMMARY:

• Strong management with effective/proven leadership
• Operational efficiency through innovative ideas, technology and process reengineering
• Accounting, Auditing, Forecasting, Budgeting, Underwriting, planning management & analysis
• Cost, Materials, Vendor/Outsourcing, Business Continuity Plan & Risk Management.
• IT/ project and Vendor managements, Agencies & General Procedural Audits / Responses
• Risk Management, BCP, Corporate Accounting & Problem prevention and operational efficiency
• Process improvement with an increased productivity by 75%, limited the error ratio to less than 1% in default/loan REO process servicing, A/Cs payable, General Accounting, default accounting and REO.
• Obtained numerous s throughout the career - most effective, Confidential - Confidential / Confidential . Manager of the month for Loss Mitigation/REO Dept., and the Rock Star Manager at TBW Loan Admin, etc

TECHNICAL SKILLS:

Skills: Sigma CTQ, BI Business Intelligence, Database management, MS Reports Builder, Microsoft Office - Visio, MS Power point, Passport, Access, Excel, Basic Programming, Word, Main Frame related EZBAT/EZTRIEVE Programming, Focus programming, IBMs Qudropro, Pitman s Shorthand, MS Publisher, Lotus 1-2-3, MS Office project management, MSP/Alltel, LPS, ALSS, Servicing Director and FICS systems etc.

PROFESSIONAL EXPERIENCE:

Confidential, McLean, VA

General Project Manager

Responsibilities:

• Compliance, Investor Notifications / Investor Compliance
• Self Reporting and GSE Repurchase - Process and MIS/Data Analysis
• Mortgage Fraud and Heloc Fraud
• SLAs Referral Standards and Response Timelines
• Fraud Tools Calibration, Proactive Fraud Detection Mechanism
• Fraud Reporting and Fraud - Structured Fraud detection

Confidential, Jacksonville, FL

Manager - Modification, (FEDP & BEDP)

Responsibilities:

• Establishing Trust (A Not for profit Organization to help the needy/handicapped/orphans
• Human Resources/Policies and Procedures
• Bank Accounts/Cash Flow/Budgeting/Forecast/Distribution
• Control Mechanism/Yearly Audits

Confidential, Coral Gables, FL

Sr. Project Manager - IT Projects

Responsibilities:

• MSP Optimization - MSP System and Servicing Director Operating Procedures/process Analysis/, Servicing Director and Gap Analysis, Scripting for Process efficiency and improvement, Loan Servicing Transfer thru ELI
• Invoice Management - Automation of Accounts Payable for vendors and thus 100% elimination of manual invoice processing for Property Related expenses
• OCC - Default Foreclosure Compliance automation

Confidential, Tampa, FL

Project Consultant

Responsibilities:

• FHLMC/GNMA/WellsFargo/Bayview Corporate Advance Recon Project
• Bankruptcy Restructure Servicing Custodial Accounts Analysis
• Default Loss Mitigation /FHA Claims Analysis
• Mortgage Servicing - Cash Processing/Analysis
• FHLMC/GNMA and Private Investors Escrow Advance Analysis & Repurchases
• Mortgage Servicing Contracts and interpretation/reporting/accounting analysis
• Loan Administration Research, Review and Audit
• Loss Mitigation Modification Investor Accounting and Incentive Reconciliation

Confidential, Ocala, FL

Director - Investor Services

Responsibilities:

• Acquisition, Warehouse Management, Investor Reporting, SLAs, Investor Accounting/reporting, and Servicing Releases and Portfolio BKR Restructure
• Loan Securitization Cash Advances and Investor P& Confidential, & Confidential & Confidential Corp Advances
• Cash Remittance related Budgeting/Forecasting Analysis
• Investor, Agency and Internal Audits & Investor Servicing MIS
• Warehouse Management and Rating Agencies coordination/presentation
• Project Management
• Payoff cash processing automation
• Default Loss Mitigation Incentive Claims Accounting
• FHLMC HAMP/HASP Refinance Programs
• GNMA Fresh Start Refinance Program & LPS Default System
• Default Vendor Setup
• Private Investors Second Mortgage Sales and Service Releases
• Origination Closing and Cash accounting, Funding and Loan setup Recon
• Loan and Escrow Integrity

Confidential

Manager - Investor Services

Responsibilities:

• FHLMC/GNMA/Private Investors Reporting/Service Releases/Acquisitions
• Investor Custodial Reconciliation

Confidential, Jacksonville, FL

Assistant Vice President REO

Responsibilities:

• Sub/Prime REO Management
• Vendor Management which include Vendor quarterly onsite audits
• REO MIS/Broker/Asset Auto Allocation
• Project Management
• Design of New REO Operations
• Vendor RFP and Vendor Servicing Agreements
• Auction Strategy & Vendor REO Sales Proceeds Cash Automation
• REO Claims, & Vendor & REO Administrator scorecard (Perform Monitoring)
• MSP and ALSS System Gap Analysis, Integration, Data mapping
• Prime/Sub Prime site consolidation & Mortgage Servicing Seminars

Confidential

Assistant Vice President

Responsibilities:

• Default Accounting (Warehouse, REO General Ledgers) & Risk Management Analysis
• Default Pool Liquidation Process, Default MIS & Default Accounts Payable
• Charge-off and Write Off Process and Servicing Seminars
• Project Management
• Foreclosure Site Consolidation
• MSP/ALSS System integration and Gap Analysis
• Default Audits coordination and related responses
• BCP/BIA Program for Default, & Y2K

Confidential

MIS Analyst - Credit Risk Management

Responsibilities:

• Default MIS & Default Budgeting/Forecasting Monthly Analysis

Confidential, Jacksonville, FL

Mortgage Accounting Supervisor

Responsibilities:

• Investor Custodial Reconciliation
• Project Management
• Collapse of over 1200 bank accounts in to 650
• PC Implementation (from Desktop dump terminals)

Confidential, Frederick, MD

Project Manager

Responsibilities:

• Completed Bankers Trust 3 years pending Investor P& Confidential, Confidential & Confidential custodial cash reconciliation
• Acquisition related Cash Settlement
• Private Investors Payoff Cash Settlement and Lien Releases

Confidential, MD

Supervisor - Investor Reporting

Responsibilities:

• FHLMC Investor Reporting
• Private Investors Reporting/Accounting
• Investor related Projects & Investor Audits

Confidential, MD

Specialist - Escrow Department

Responsibilities:

• Taxes, Insurance Disbursement, Tax Sales Prevention and redemption