SUMMARY:

• Highly motivated internal audit professional with Big Four background, regulatory risk & controls assurance and internal audit.
• I have practical experience of development and execution of testing strategies to evaluate control environments as part of an internal or external audit risk management functions.
• Led banks in designing and implementing improved risk assessment and control assurance plans through large scale enterprise transformation, change management and regulatory programs.
• Implemented and configured control and IA assurance frameworks based on COBIT & COSO to identify key controls ensuring that the overall control environment is designed robustly and aligned the internal audit vision of risk as reflected in established risk policies, internal controls. Directed regulatory compliance for; Sarbanes Oxley, AML, KYC, Basel III, Dodd Frank, CCAR and OCC consent orders

PROFESSIONAL EXPERIENCE:

Confidential, NY

Senior CCAR Compliance Audit Manager

Responsibilities:

• CCAR and Capital Planning audits covering multiple cycles Stress Testing, Jump - Off Data, Capital Planning, Operational Risk, IHC CCAR Central Program Management, CCAR regulatory reporting FR Y-14A and FR Y-14Q.
• Auditing 2016 Q3 dry run and year end CCAR process and associated controls for Jump-Off Data, Capital Planning, Operational Risk, IHC CCAR Central Program Management for DB’s IHC (Intermediate Holding Company);
• Mapping Federal Reserve Board’s capital planning guidance “supervisory letter SR15-18” to BD Operational risk management, governance, internal controls, capital policy, and capital loss projections methodologies;
• Overseeing jump-off data process and strategic data sources across enterprise for financial reporting and validated AXIOM regulatory filling data;
• Audited loss projections process key controls, identified/documented key audit findings and exceptions for final audit report;
• Designed process flows capturing and documenting risks controls and showing hands-off risk ownership across the enterprise;

Confidential

Private Equity Senior Adviser

• Advised an impact investment fund focused on small to mid-sized caps in emerging markets on a global roll-out strategy.
• Strategy formulation as a small to mid-sized caps impact investment vehicle to finance funding gaps identified in the post-Harvest Value Chains (P-HVC) in emerging markets.
• Directed the regulatory and legal framework addressing regulatory requirements and compliance of the fund covering market practices legal disclaimer, risks factors of the Fund, general characteristics of the fund’s terms;
• Structured and modeled investment scenarios to demonstrate investors a path to high IRR / ROI in the ag asset class;

Confidential, NY

Risk & Regulatory Expert Adviser

• Assigned to a Tier -1 Global BHC Internal Audit CCAR Validation. Reviewed within IA 15 CAP’s addressing FRB MRA’s and MRIA’s assigned to auditors and subject matter experts tasked to deliver filings for CCAR/DFAST/ FRY-14Q/M, 14A.
• Prepared audits with process owners, external auditors and IA by developing audits scoping plans, APM, AAM as well developing RCM, MCA, IBAM and documented DEA testing and creating OET test steps in line to audit scope with LoB’s as reflected in AAM.
• Performed controls inventory and gap assessment, root cause analysis by gathering requirements and documenting areas of weaknesses to develop tailored solutions to remedy deficiencies in controls;
• Performed controls design effectiveness testing assessment (DET) and detailed operational effectiveness testing (OET) of IT controls within the IT control framework for in-scope applications;
• Extracted all identified risks & compensating controls subjected to FBR MRA’s/MRIA’s for CAP’s into a Master RCM for CCAR 2015. Reviewed DEA and OET for every controls for data and technology, identified gaps and pursued control owners for expedient resolution of remediation plan.
• Developed and maintained comprehensive Risk Control Matrix cataloguing all controls addressed through DET/OET for CCAR 2015 filings for Data and Technology Team at Confidential ;
• Performed SME assigned CAP’s review, board representation preparations, final validation and quality assurance.
• Validated PPNR CAPs executed by BHC to ensure issues brought up by the FRB and OCC were addressed to mitigate any identified risks.
• Audited Citi’s securitization control framework to ensure compliance with the U.S. Basel III Final Rule requirements,
• Reviewed and documented controls, oversight, validation and review processes and procedures supporting calculation of “RWA” and capital. Ensured that securitization control framework at firm wide level adequately complied with Basel III Final Rules by addressing: policies/procedures, organizational structures, regulatory capital treatment, review/validation and statement of accountability.

Confidential

Director of Emerging Markets

• Developed and implemented country penetration strategies to establish commodity exchanges: feasibility analysis & roadmaps with key facts, commodities volume, legal requirements, analysis & cost projections;
• Advised & guided regulatory entities on specific institutional and regulatory framework requirements and galvanized support for reforms resulting in legislations creating Commodity Exchanges on the African continent;
• Advised the Ghana Securities and Exchange Commission (SEC) to devise the legal and regulatory framework in conformity with international regulatory and legal standards and best practices for the establishment of the Commodities Exchange and Warehouse Receipts System (including a clearing & settlement mechanism) linked to a credible WRS;
• Provided capital advisory for PPP on basis: Concessions, Convertible Warrants & Profit Sharing schemes;

Confidential, NC & NY

Regulatory Compliance Program Manager

• Led work stream evaluating enterprise capabilities and stakeholder’s identification to design a robust institutional Comprehensive Capital Analysis Review (CCAR) readiness response program to the new regulations.
• Assisted with setting up internal CCAR oversight committees and planning work streams;
• Engaged client’s change management and the Assurance Functions in planning initial organizational response;
• Facilitated and documented initial CCAR discussions and brainstorming sessions addressing client’s existing capacity gap to handle internal processes for assessing capital adequacy;
• Implemented Loan Modification program mandated by OCC and US Treasury Department under “Making Home Affordable (MHA) Program”. enabling qualified borrowers to avoid foreclosure by modifying their loans to sustainably affordable levels.
• Tracked, measured and reported weekly performance of the 30-day clock performance and process improvement using weekly vintage reporting.

Confidential, NY/DC

Senior Financial Controller and Audit Assurance

Responsibilities:

• Implemented financial controls and assurance framework for a $9 billion infrastructure reconstruction fund.
• Oversee operational and financial compliance audits by supporting regional head of internal audit in the scoping, development of audit plans, agreed on audits methodology and executed with external auditors complex multi-stakeholders’ audits in compliance with global internal audit standards, managing audit execution, reviewing work papers and managing team member performance.
• Developed agency contract enforcement audits: including agency disbursements, obligations drawdowns, fiduciary audits to ensure compliance with sovereign guarantors/contributors and federal fiduciary guidelines. Implemented cash management safe guards & cost control, budgeting & forecasting management reporting process improvement
• Set up internal controls reporting framework to track and report disbursement and expenses and developed multi-channel reporting framework based on IFRS for the various counterparties to the MDTF and the UNDP/ Confidential systems;

Confidential, NY

Risk Assurance & Regulatory Compliance Project Manager

• Provided strategic and technical leadership to define internal control & regulatory compliance program/project governance structure by setting up governance and reporting structure & operationalize and staff projects;
• Set up large scale end to end program according to client’s preferred PMO methodologies to remediate enterprise technologies deficiencies/risk identified external/internal audits for all impacted transaction capture & routing applications;
• Conducted audit activities in line with industry standards and regulatory requirements that include: conducting walkthroughs with business line representatives to identify processes, risks and controls, data process mapping and audit scoping.
• Planned full life cycle of audits, scoping meetings to agree key risks and controls with LoB’s including areas in scope in order to obtain MCA, discussing IBAM issues to complete and document DEA testing, agreeing audit scope with Business as reflected in AAM. Developed OET test steps and define sampling approach/size, APM, and compiled RCM.
• Worked directly with Directors of Confidential ERM Internal Audit, I managed a global audit of models risk controls testing & remediation project for Confidential ERM to ensure that 32 Business Units across Insurance & FSI developed control remediation plans & tested controls adequately to resolve regulatory breaches /deficiencies identified in internal controls across 34 business units for all impacted models and business processes for SOX 404, 302, SAS70.
• Audited, validated, systems access rights management, data security management, information security policies/procedures, intrusion prevention/detection, network security, physical security, security tools and security trends.
• Performed ITGC to evaluate and assess existing security processes for breaches and to ensure that compensating security controls are implemented as planned and as required by current laws and regulations.
• Supervised new hires on a variety of integrated audit (ITGC). Supervision included assigning audit work, ensuring they understand the nature of their work and the objectives of the testing they perform, and acclimating them to firm culture.
• Captured/mapped SAL at Banks - Data Security/ Verify User Access rights/entitlements. Performed Internet Bank security access control review.
• Assisted in the development of process and procedure documentation (process narratives, policies, procedures, and flowcharts) based on COBIT framework for Sarbanes-Oxley compliance.

Confidential, NY

F inancial Processes and Systems Auditor

• Performed processes and systems audits for six groups encompassing 25 departments for the brokerage arm of BofA securities.
• Audited control inventory for processes and applications and compiled control gap assessments and gathered business and technical requirements to develop tailored solutions to remedy deficiencies in controls;
• Performed controls design effectiveness testing assessment (DET) and detailed operational effectiveness testing (OET) of IT controls within the IT control framework for in-scope applications;
• Developed cross-functional metrics to track & report stakeholders progress, tracked project plans to determine and monitor controls remediation timeframe;
• Captured, modeled and published entire BPM architecture of GEFO exceptions processes in CaseWise/SharePoint/intranet
• Developed data Integrity framework to address data sourcing need for reporting by mapping data feeds/trajectory from various internal and external, including exceptions handling for manual inputs or semis automatic batch uploads/extractions to ensure seamless and structured data management integrity;
• Identified, escalated and proactive pursued resolution of risks/issues and managed high level relationships both internal/external auditors.

Confidential, NY

Regulatory Compliance Advisor

• Led Confidential 's audit clients to develop and implement policies and procedures to support compliance programs in IT and Financial areas to comply with a wide variety of rules, regulatory requirements and internal controls.
• Planned, conducted, and monitored audits of financial processes, enterprise applications and IT security adequacy by evaluating internal controls for weaknesses and compliance to policies and regulations
• Performed of annual audit of IT general controls testing covering the entire enterprise, working in a direct assist role for external auditor KPMG.
• Defined and managed configuration of SAL (Security Access Layer) in enterprise wide system implementation. (Summit, ReconPlus, Hyperknowledge, PeopleSoft, Cisco Network)
• Audited, captured, mapped and reviewed enterprise's information security including security access layers (SAL), reviewed existing security access control for gaps at various financial institutions for data security, user access rights/entitlements/developed and executed remediation plans for UBS/Freddie Mac/Santander/BLB.
• Provided guidance on control framework development and training to IT application owners on implementation of IT General Computer for applications controls within the IT Controls framework for in-scope applications;
• In response to an external audit failure and regulatory fines, I guided Freddie Mac to strengthen internal control environment by developing Enterprise wide plans to improve data governance framework, planned and scoped enterprise wide data architecture rules and policies and the timelines and controls surrounding its financial reporting.
• Gathered the associated business reconciliation requirements including data elements, timing, matching rules, reporting requirements, aging rules. Reduced the timeframe for the MI Receivables monthly accounting close across the groups from 22 days 7days by automating manual reconciliation steps
• Led client’s ERM initiatives through implementation of COBIT/COSO Control Frameworks, Implemented general IT controls across enterprise;
• Designed test case scenarios to test all in scope IT controls for data capture, applications access and change management;
• Set up Risk & Control Self-Assessment (RCSA) to conduct self-audit specific to each LOB’s. Reviewed change requirements and conducted research and investigation of proposed IT changes to determine areas of potential risk and security deficiencies.

Confidential, NY

Regulatory Reporting Strategic Data Auditor

• Responsible for enterprise reporting data quality audits to structure data aggregation in such a way that it can be understood and leveraged across the organization’s reporting;
• Guided a data warehouse integration of Bank One and JPMC to enable a single regulatory reporting migration process,
• Captured current state reporting BRD’s and mapped & configured future state reporting into single blended reporting framework. Streamlined reporting process and procedures and improved reporting timelines.
• Implemented measurement, tracking, escalation and impact analysis of data quality issues including support to business units and technology efforts to remediate issues and address root causes.