entral Processing Specialist,Backup Underwriter Resume

Objective
A position in mortgage underwriting and/or banking underwritingwith opportunities for advancement.

Work History

Confidential (August 2009-Present)
Job Title-Central Processing Specialist/Backup Underwriter
Take loans from processing to closing by gathering loan conditions and making sure underwriting conditions are met. Once loans are closed I am responsible for depositing funds to member accounts, issuing checks to creditors, lien holders, and dealerships. As an auditor I review loans that are ready to close, check for any errors, verify that all conditions and underwriting conditions have been met. If errors are found, the loan is given back to the processor to correct. If no errors are found the loan is given back to the processor to close.

Confidential (Oct. 2008-June 2009)
Job title-Customer Care
Answering calls from our participants and assisting them with questions regarding their prescriptioncoverage. Also taking refill orders, assisting retail pharmacies process claims.

Confidential (Oct. 2007-Feb. 2008)
Job title-Loan Officer
Take incoming calls and make outbound calls from new and existing customers. Take loan applications by phone. Review credit reports, calculate debt ratios, order and review income documents. Enter loan into Desktop underwriter and format to meet Fannie Mae guidelines. Order title documents and appraisal.

Confidential(Jan. 2007-Sept. 2007)
Job Title-Account Executive/Loan Officer
Take incoming calls and make outbound calls from new and existing customers. Take loan applications by phone. Review credit report, calculate debt ratios, review income documents, order title documents and appraisals. Make sure loan structure within Texas guidelines. Also performed some backup underwriting duties.

Confidential (Apr.2006-Dec. 2006)Job Title-Licensed Loan Officer(License#65016)
Take incoming calls and make outbound calls. Take home loan applications and originate through Empower program.Calculate debt ratios, review credit report, income documents, order title documents, order appraisal, make sure loan structure is within Texas guidelines.

Confidential(Dec. 2005-Feb 2006)
Job title-Salesperson
Meet and greet customers. Build a rapport and ask probing
questions to determine customer needs when shopping for a new or
used vehicle

Confidential (Aug. 1998-Dec. 2005)
Job title- Member Service Specialist/Consumer Loan Originator
Handle large volume of incoming calls. Quote current interest rates and terms based on collateral to include auto, boat, RV, CD, mutual funds, and personal unsecured. Take loan applications. Review credit report and debt to income ratio. Give recommendation to underwriter for loan decision. Cross-sell other banking products and services.

Confidential (Oct. 1996-July 1998)
Job title-Customer Service Representative
Handle incoming calls. Activate pagers for new customers. Service and troubleshoot pagers for existing accounts.

Confidential (July 1994-Sep. 1996)
Job title-Customer Service Representative
Handle large volume of incoming calls. Take reservations for American Airlines. Quote air fares based on departure times and destination.

Confidential (May 1994-June 1994)
Job title-Outbound Sales
Make outbound calls to customers. Sell products and services for Fortune 500 companies.

Confidential (Nov. 1992-May 1994)
Job title-Concierge
Make reservations for hotel guests to include dinner, theater, rental car, and tours of the city. Also assist with luggage and valet parking.

Education

(Aug. 1989-May 1991)
Completed courses in general studies, basic computer programming and computer science.
(Aug.1981-May 1985)
Graduated with high school diploma. Completed courses in general studies and computer science.

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