Sr. Conventional Underwriter Resume
Richardson, TX
PROFESSIONAL Experience
Confidential, Phoenix, AZDecember 2011 – To Present
(MetLife – On-Site, Irving, TX)
Wells Fargo, Denver, CO September 2011 – December 2011 Consumer Loan Underwriter 3
- Review loans on-line to determine if in compliance with Conventional Guidelines.
- Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
- Worked with Supervisors and Subordinates in identifying and resolving issues.
Confidential, Richardson, TX April 2010 – July 2011
Sr. Conventional Underwriter Level 3/Auditor
- Passed all required courses on-line and scored 95.4%, 96%, 97.5%, 99.5% and 100% on 5 Test Cases.
- Review loans on-line to determine if in compliance with Conventional Guidelines.
- Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
- Conducted audit reviews of loans prior to closing.
- Worked with Supervisors and Subordinates in identifying and resolving issues.
Confidential, Irving, TX January 2009 – February 2010
(Fannie Mae – On-Site)
Mortgage Backed Securities/Inventory Management/Second Look Outsourcing
- Perform special projects requested by management.
- Prepare accurate, current and accessible reports.
- Work with Managers and Subordinates in identifying and resolving issues.
- Review loans for quality, misrepresentation and risk. Report on issues and recommend actions.
Confidential, LLC, Plano, TX June 2008 – September 2008
Flagstar Bank, Dallas, TX
Sr. FHA, VA and Conventional Underwriter
- Review loans to determine if in compliance with FHA, VA and Conventional Guidelines.
- Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
- Worked with Supervisors and Subordinates in identifying and resolving issues.
Confidential, LLC, Dallas, TXMay 2002 – May 2008
Sr. Guidelines Specialist
- Programmed new Guidelines and Pricing for Clients and Investors.
- Maintained Guideline and Pricing changes daily.
- Worked with Supervisors and Subordinates in identifying and resolving issues.
Confidential, Dallas, TX
Radian Guaranty, Inc, Houston, TX September 2000 – April 2002
Contract Sr. Underwriter
- Review loans to determine if in compliance with Conventional Guidelines.
- Issued approval or rejection. If approved, issued MI Insurance.
- Worked with Supervisors and Subordinates in identifying and resolving issues.
Confidential., Plano, TX March 2000 – August 2000
Provident Home Loans, Plano, TX
Contract Sr. AU Tech and Broker Coordinator
- Input loan information into FNMA DU and FHLMC LP.
- Audited the AU Decision for underwriting.
Confidential, Dallas, TX January 1996 – March 2000
Confidential, Dallas, TX
Contract Sr. Lender Services Representative II
- Input loans into FNMA DU and FHLMC LP for an AU Decision.
- Audited the AU Decision for underwriting and for MI Insurance.
Confidential, Dallas, TX October 1993 – December 1995
Washington Mutual, Dallas, TX
Sr. FHA, VA and Conventional Underwriter
- Review loans to determine if in compliance with FHA, VA and Conventional Guidelines.
- Issued approval or rejection. If rejected, worked to obtain additional information to overturn rejection.
Confidential October 1991 – October 1993
Previous Employment History January 1983 – October 1991
- Confidential, Dallas, TX – Sr. Underwriter and Quality Control Analyst
- Confidential, Plano, TX – Sr. Underwriter
- Confidential, Bloomington, MN – Staff Underwriter I
- Confidential, Dallas, TX – Sr. Loan Processor
- Confidential, Dallas, TX – Sr. Loan Processor
- Confidential, Dallas, TX – Sr. Loan Processor
Education and Training
- Business Administration
- FHA Direct Endorsement Underwriter
- VA Automatic Underwriter
- FNMA DU and FHLMC LP Training
- Adfitech – Fraud Investigation
- Loan Processing, Underwriting and Appraising
- Credit Reporting, Underwriting and Fraud Investigation