Underwriter Resume

SUMMARY:

Vast experience in mortgage banking and financial industry across the mortgage banking spectrum. Well versed in all aspects of the mortgage industry, to include operational, credit risk & analysis, underwriting, loan structure, Risk Management, Fraud research and audits, origination & sales. Extensive background with DU & LP. Experience in government loans, conventional conforming and nonconforming and Bond programs.

PROFESSIONAL EXPERIENCE:

Confidential

Underwriter

Responsibilities:

Examine loan documentation for accuracy and completeness.
Work with loan originator & production staff to secure all required documents and set conditions for items missing or insufficient.
Have authority to withdraw and decline loans.

Confidential

Underwriter

Responsibilities:

Examine loan documentation for accuracy and completeness.
Work with loan originator & production staff to secure all required documents and set conditions for items missing or insufficient.
Have authority to withdraw and decline loans.

Confidential

Underwriter/Research Desk

Responsibilities:

Examine loan documentation for accuracy and completeness.
Work with loan originator & production staff to secure all required documents and set conditions for items missing or insufficient.
Have authority to withdraw and decline loans.
Operate the ‘Q & A’ Help Desk to provide product and guideline support for staff company - wide.

Confidential

Contract underwriter

Responsibilities:

Built up and managed new Dallas mortgage underwriting site with 70 new hire underwriters and 2 management staff.
Manage the Site facilities to include things like badge access, time keeping, overtime, supplies, vendor management.
Work with on-site security personnel regarding multiple daily walk-throughs and inspection to ensure compliance with DR and BAC standards.
Supervised over 6 weeks of training at temporary facilities for all to learn Confidential standards and requirements and to facilitate underwriting to B of A standards for SASE testing for underwriter authority level. In conjunction manages an underwriter Team to adjust underwriter pipelines, loan assignments, escalations, audit findings.
Prioritize daily assignment workflow for the underwriters.
Manage ECOA workflow to ensure no violations.
Monitor and provide guidance regarding daily and monthly production, audit findings, critical errors, aged loans in the pipeline.
Participate in multiple daily calls with upper management, Sales/production for various issues.
Work with loan officers & production staff to secure all required documents and set conditions for items missing or insufficient.
Review production status and set standards for staff every morning to meet daily and monthly production quotas as required by our Confidential contract.

Confidential

Preclose Auditor

Responsibilities:

Audit residential loans ensuring compliance with appropriate company and secondary market investor standards.
Examine loan documentation for accuracy and completeness.
Review and evaluate data to confirm loan viability; identifying underwriting loans for errors.

Confidential

Post Funding Auditor

Responsibilities:

Audit closed residential loans ensuring compliance with appropriate company and secondary market investor standards.
Examine loan documentation for accuracy and completeness.
Review and evaluate data to confirm loan viability; identifying underwriting loans for errors.

Confidential

Operations Manager/Underwriter

Responsibilities:

Work with loan officer & production staff to secure all required documents and set conditions for items missing or insufficient.
Review production status and set standards with staff every morning to meet daily and monthly production quotas.

Confidential

DE Underwriter

Responsibilities:

Underwrite Conventional and Government residential loans ensuring compliance with appropriate company and secondary market investor standards.
Examine loan documentation for accuracy and completeness.
Work with loan originator & production staff to secure all required documents and set conditions for items missing or insufficient.
Have authority to withdraw and decline loans.

Confidential

Sr Underwriter

Responsibilities:

Underwrite Conventional and Government residential loans ensuring compliance with appropriate company and secondary market investor standards.
Examine loan documentation for accuracy and completeness.
Work with loan originator & production staff to secure all required documents and set conditions for items missing or insufficient.

Confidential

VA/FHA Purchase Auditor

Responsibilities:

Audit closed residential loans ensuring compliance with appropriate company and secondary market investor standards.
Examine loan documentation for accuracy and completeness.
Review and evaluate data to confirm loan viability; identifying underwriting loans for errors.
Condition for missing or inaccurate documents required for secondary marketing purchases.

We provide IT Staff Augmentation Services!

We'd love your feedback!

Resume Categories

Client Services

Job Seekers

Visa Sponsorship