Mortgage Underwriter Resume

SUMMARY

Over 5 years’ experience in all aspects of the mortgage industry which include extensive responsibility in underwriting, processing, sales, management and funding of mortgage loans.
Excellent analytical, mathematical, verbal and written communication skills.
Consistently able to meet or exceed the demands of a fast - paced work environment.
Work well within a team structure and independently; goal oriented and self-motivated.
Comprehensive knowledge of underwriting guidelines and restrictions for conventional loan mortgages.

AREAS OF EXPERTISE

PROFESSIONAL EXPERIENCE

Confidential

Mortgage Underwriter

Responsibilities:

Ensured loan submittals met internal and external eligibility requirements.
Gained extensive experience in underwriting conforming loans using Fannie Mae and Freddie Mac guidelines.
Maintainedmeticulous attention to detail in underwriting mortgages.
Evaluated the financial strength of borrowers to determine risk and repayment capacity.
Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals.
Maintained compliance with lending, underwriting and government requirements.
Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process.