Conventional Mortgage Underwriter Resume

SUMMARY:

Eleven years of sales, communications and marketing experience
Eleven years of customer service and computer experience
Over four years mortgage underwriting and finance experience
Proficient in all Microsoft Office/Outlook programs, Internet Explorer,Chrome
Associates degree in Business Management.
Over 4 years experience underwriting mortgages for all investors
Both front end underwriting experience and loss mitigation underwriting experience (refinance of loans, litigation, appeals, mediation)
Over 4 years experience with several different Desktop Underwriter platforms such as Black Knight, Early Resolution, Lending Portal
Maintained a 90% accuracy or better on all reviews submitted
Averaged 3 - 4 loans daily and from 60 or more loans reviewed monthly in my pipeline
3 years underwriting auto loans

PROFESSIONAL EXPERIENCE:

Confidential

Conventional Mortgage Underwriter

Responsibilities:

Applies knowledge of mortgage servicing process underwriting guidelines
Achieves work goals for productivity, quality and turn time Applies relevant technical and computer expertise Prioritizes workflows
Keep up to date on all credit policy changes that impact underwriting Credit and/or collateral Underwriting
Demonstrates a determination to get the job done right the first time ensuring loan decisions meet all program and product specifications

Confidential

Mortgage Underwriter

Responsibilities:

Reviews customer documentation and information related to current residential loans to facilitate borrower’s assistance programs to restructure the terms of the loan.
Through the use of an automated system, re-evaluates the loan and, where applicable, adjusts rates, terms and/or may waive forbear principal balance to modify to a more affordable payment.

Confidential

Communication’s Specialist

Responsibilities:

Assist the accelerated Confidential Conversion Project team in successfully converting vendors Confidential ’s to Confidential ’s by maintaining effective communication with vendors to meet deadlines
Manage time effectively and complete all task needed on a daily basis

Underwriter

Confidential, Cincinnati, OH

Responsibilities:

Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions.
Negotiate terms and conditions of loan decisions within established approval/exception guidelines, leveraging risk versus reward, to ensure credit quality and profitability.
Occasionally make exceptions to normal guidelines when necessary.

Customer Service Manager

Confidential, Cincinnati, OH

Responsibilities:

Ascertained automotive problems and services by listening to customer's description of symptoms; clarified description of problems; conducted inspections; took test drives; checked vehicle maintenance records; examined service schedules.
Verified warranty and service contract coverage by examining records and papers; explaining provisions and exclusions