Mortgage Underwriter Resume Phoenix Arizona - Hire IT People

PROFESSIONAL EXPERIENCE

Mortgage Underwriter

Confidential, Phoenix Arizona

Responsibilities:

Honor and respect the vision and needs of the company.
Maintain client and loan data confidentiality per company guidelines and industry practices.
Analyze details of member s credit, asset, and income history to determine eligibility.
Utilize lending authority and lending guidelines to efficiently underwrite conventional and VA loans.

Sr. Mortgage Underwriter

Confidential, Scottsdale Arizona

Responsibilities:

Reviewed Fannie Mae and Freddie Mac wholesale loan applications for approval/denial decisions.
Efficiently executed job duties in a high - pressure environment while adhering to loan service objectives.
Presented counteroffers using applicant compensation factors as necessary.

Mortgage Underwriter

Confidential, Phoenix Arizona

Responsibilities:

Honored and respected the vision and needs of the company.
Maintained client and loan data confidentiality per company guidelines and industry practices.
Analyzed details of member credit, asset, and income history to determine eligibility.
Utilized lending authority and program guidelines to efficiently underwrite VA loans.

Sr. Mortgage Underwriter

Confidential, Phoenix Arizona

Responsibilities:

Analyzed complex applicant credit profiles, income, and appraisals to maintain moderate overall lending risk.
Motivated business partners to continue through challenges in the loan process by reinforcing loan benefits.
Handled client escalations utilizing knowledge of specialized loan products, and improved client retention rates.

Mortgage Underwriter

Confidential, Phoenix, Arizona

Responsibilities:

Reviewed Conventional, FHA/VA and HARP loan submissions for approval/denial decision.
Created error preventing strategies and helped team members implement such strategies.
Regularly obtained documents and information from business partners and clients to meet scheduled closing dates.

Home Equity Underwriting Team Lead

Confidential, Phoenix, Arizona

Responsibilities:

Supervised 15 - 20 underwriters and provided additional training/feedback to improve quality and performance.
Performed underwriter compliance reviews, resulting in improved team rankings within division.
Efficiently worked side projects while meeting daily quota and benchmarks.
Coached team members on reviewing financial statements, credit reports, and appraisal reports, and improved error rates.