Underwriter Resume
2.00/5 (Submit Your Rating)
Plano, TX
Objective
In search of a position where my combined skills and knowledge will result in successfully achieving goals.
ExperienceSr. Underwriter
9/2005 - 2/2007 Confidential, Irvine, CA
- Approved or rejected wholesale loans.
- Verified loan files were submitted correctly for approval and pricing.
- Examined overall documentation to ensure accuracy, completeness and fraud prevention.
- Worked closely with Appraisal Department.
- Reviewed loan to value, credit report, application, title, appraisal, etc. to ensure that loans meet secondary marketing, investor and company standards.
- Use different types of systems like Lexus Nexus to verify information provided by brokers and borrowers.
Underwriter
8/2004 - 9/2005 Confidential, Irvine, CA
- Approved or rejected loans wholesale loans.
- Verified loan files were submitted correctly for approval and pricing.
- Examined overall documentation to ensure accuracy, completeness and fraud prevention.
- Reviewed loan to value, credit report, application, title, appraisal, etc. to ensure that loans meet secondary marketing, investor and company standards.
- Use different types of systems and verify information provided by brokers.
Underwriter
2/2003 - 7/2004 Confidential, Irvine, CA
- Approved or rejected retail and wholesale loans.
- Pre-approved loans submitted by loan officer.
- Verified loan files were submitted correctly for approval and pricing.
- Examined overall documentation to ensure accuracy, completeness and fraud prevention. Reviewed loan to value, credit report, application, title, appraisal, etc. to ensure that loans meet secondary marketing, investor and company standards.
- Use different types of systems and verify information provided by brokers.
Underwriter
3/2002 - 1/2003 Confidential, Irvine, CA
- Approved or rejected retail loans.
- Verified loan files were submitted correctly for approval and pricing.
- Examined overall documentation to ensure accuracy, completeness and fraud prevention.
- Reviewed loan to value, credit report, application, title, appraisal, etc. to ensure that loans meet secondary marketing, investor and company standards.
- Use different types of systems and verify information provided by brokers.
Underwriter
5/2001 - 3/2002 Confidential, Irvine, CA
- Approved or rejected loans retail loans.
- Verified loan files were submitted correctly for approval and pricing.
- Examined overall documentation to ensure accuracy, completeness and fraud prevention. Reviewed loan to value, credit report, application, title, appraisal, etc. to ensure that loans meet secondary marketing, investor and company standards.
- Use different types of systems and verify information provided by brokers.
Processor / Customer Service Rep.
3/1999 - 4/2001 Confidential, Irvine, CA
- Processed auto loan applications working close with the loan officers.
- Verify employment.
- Send out disclosures and docs to borrowers.
- Called customers to get docs back from them.
- Answered phones calls from borrowers.
Customer Service Rep.
9/2005 - 2/2007 Confidential, Irvine, CA
- Post borrower payments daily from walking and mailed.
- Purchased retail contracts.
- Solicited personal & real estate loans.
- Take credit applications.
- Answer phones, Filling, Account payable and account receivable.
- Verified employment.
Associates Degree - Business.
Skills- Fully Trained on use of investigating software and data research like Lexus Nexus, SiteX, ACE, etc
- Exceptional listener and communicator who effectively conveys information verbally and in writing
- Highly analytical thinking with demonstrated talent for identifying, scrutinizing, improving, and streamlining complex work processes.
- Computer-literate performer with extensive software proficiency covering wide variety of applications.
- Ability to thrive in environments requiring ability to effectively prioritize and juggle multiple concurrent projects.
- Proven relationship-builder with unsurpassed interpersonal skills.
- Personable professional whose strengths include cultural sensitivity and an ability to build rapport with a diverse workforce in multicultural settings.
- Innovative problem-solver who can generate workable solutions and resolve complaints.
- English (fluent)
- Spanish (fluent)
References are available on request.