Underwriter Resume Plano, TX - Hire IT People

SUMMARY

Results driven professional with 4 1/2 years of mortgage underwriting, managing, and loan processing experience. Able to work independently, or as a member of a team in order to achieve organizational goals and objectives. Very passionate about my work and take pride in always being one of the top if not the top employee at my position for every company I've worked for.

Confidential
03/2012 to Present
Loan Processor-Processing Manager

Managing a group of 15 loan processors
Handle all escalated loans
Communicate with loan agents, Underwriters, Title/Escrow Agents, Doc and Funding department to make sure file goes from application to closing as smoothly as possible
Ability to communicate effectively both verbal and written
Able to coordinate/delegate various job duties
Trained mortgage processors as needed

Confidential
04/2011 to 03/2012
Mortgage Processor in Home Equity Department

Processed Home Equity Term Loans and Home Equity Lines of credit for Texas, Louisiana, Mid-Atlantic, and the Northeastern Region of the country
Created closing documents for the loans I processed as well as scheduled and coordinated closing with the bank branch and customer
Due to my understanding of all Home equity products and the PTI, DTI, and LTV requirements, I accurately explained to customers how their rate and term were calculated as well as gave options on improving a rate that wasn't satisfactory.
Calculated DTI and LTV

Confidential
4/2010 to 4/2011
Jr. Underwriter/Underwriter

Processed Conventional loans and refinances
Knowledge of DU and LP
Analyze credit documents, including but not limited to, mortgage applications, credit history, income documents, appraisals, etc….
Evaluated debt ratio, loan to value ratios, credit score, property valuations
Determining and documenting loan conditions and communication requirements and/ or decisions
Reviewed appraisals as needed

Confidential
03/2008 to 04/2010
Mortgage Loan Processor

Processed loan for customers who qualified for the MHA and HSF plan
Knowledge of AS400 IPORTAL, LHIS, Fannie Mae, and EPW
Assisted in the training of other loan processors
On the team that printed, scanned, and shipped loan docs to investors as well as customers

EDUCATION
Bachelor of Arts-Business Marketing/Advertising

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Underwriter Resume

Plano, TX

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